Home Improvement Grants in Windsor.

Find grants, rebates, forgivable loans, and free programs for Windsor, CO, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Windsor, CO, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Colorado Weatherization Assistance Program (WAP)

Federally funded program administered by Colorado Energy Office providing free weatherization services to income-eligibl...

Weatherization
Up to $75,000 low-interest loan

CHFA Single-Family Rehabilitation Loan

Low-interest rehabilitation loan program for owner-occupied homes in Colorado. Funds can be used for major repairs, acce...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides grants and low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with service-connected disabilities adapt their homes for accessibility. Covers modifications such as ent...

Veterans
Rebates vary by measure, up to $4,000

Platte River Power Authority Efficiency Rebates

Rebates for Windsor residents who install qualifying energy-efficient equipment including heat pumps, air conditioners, ...

Energy
Up to $2,500 rebate

Xcel Energy Heat Pump Rebate

Rebate for installing qualifying electric air-source or ground-source heat pumps in place of fossil fuel heating. Availa...

Energy
Rebates up to $1,700 combined

Xcel Energy Home Efficiency Rebate

Rebates for insulation, air sealing, water heater insulation, and other efficiency improvements. Includes free or discou...

Weatherization
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar photovoltaic system and/or battery storage. Available ...

Solar/Renewable
Ongoing production incentive payments

Xcel Energy Solar*Rewards Program

Performance-based incentive for customers who install qualifying solar PV systems. Xcel Energy purchases renewable energ...

Solar/Renewable
Free lead hazard assessment and remediation

Weld County Lead-Based Paint Hazard Control

Free lead hazard inspection, risk assessment, and remediation services for Weld County homes built before 1978 with chil...

Home Repair
Up to $3,000 grant for minor repairs

Weld County Senior Home Repair Assistance

Grant assistance for low-income seniors (60+) in Weld County to complete minor home repairs and safety modifications. Co...

Seniors & Disability
Up to $25,000 deferred loan

Colorado HomeAccess Loan Program

Zero-interest, deferred-payment loan to help homeowners with disabilities make accessibility modifications. Loan is defe...

Seniors & Disability
Forgivable loan up to $35,000

Town of Windsor Owner-Occupied Rehabilitation

CDBG-funded rehabilitation program for owner-occupied homes in Windsor. Provides forgivable loans for major repairs to c...

Home Repair
Grant up to $15,000

Windsor ADA Home Modification Program

Grant program for Windsor residents with disabilities to make necessary accessibility modifications to owner-occupied ho...

Seniors & Disability
Up to $800 per household

Energy Outreach Colorado Emergency Assistance

Emergency energy bill assistance and heating system repair/replacement for low-income Colorado households. Also provides...

Energy
Up to $1,800 per season

Low-Income Energy Assistance Program (LEAP)

State-funded heating assistance for low-income Colorado households. Helps pay winter heating bills for gas, electric, pr...

Energy
Defers entire property tax bill

Colorado Property Tax Deferral Program

Allows homeowners age 65+ to defer payment of property taxes on their primary residence. The state pays the county on be...

Property Tax Relief
50% of first $200,000 exempted

Colorado Senior Property Tax Exemption

Reduces property taxes for qualifying seniors (65+) who have owned and occupied their home for at least 10 consecutive y...

Property Tax Relief
Varies by project, up to $50,000

Colorado HOME Investment Partnerships (HOME)

Federal HOME funds administered by Colorado Division of Housing to support owner-occupied rehabilitation and accessibili...

Home Repair
Up to $800 rebate

Windsor Heat Pump Water Heater Rebate

Rebate for Windsor Utilities customers who install qualifying ENERGY STAR heat pump water heaters. Significantly reduces...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Windsor

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Frequently asked questions

What home improvement grants are available in Windsor, CO?

25 programs are currently listed for Windsor, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Windsor have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Windsor, 16 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Windsor?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.