Home Improvement Grants in Windsor.

Find grants, rebates, forgivable loans, and free programs for Windsor, CT, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Windsor, CT, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 loan

Connecticut Housing Finance Authority Single-Family Rehab Loan

Low-interest rehab loan for Connecticut homeowners to make major home improvements and repairs. Rates are typically 1-3%...

Home Repair
Up to $8,000 in weatherization services

Connecticut Weatherization Assistance Program (WAP)

Federally-funded weatherization program providing free energy efficiency improvements to income-eligible Connecticut hou...

Weatherization
Free lead abatement up to $12,000

Connecticut Lead Hazard Abatement Program

State-funded lead hazard removal program for Connecticut homes built before 1978 with children under age 6. Services inc...

Home Repair
75-100% rebates, up to $2,000

Eversource Home Energy Solutions

Comprehensive energy assessment and rebates for Eversource electric customers in Windsor. Income-qualified residents rec...

Energy
Up to $10,000 in rebates

Eversource Heat Pump Rebate Program

Rebates for air-source and ground-source heat pump installations for Eversource customers in Windsor. Rebates range from...

Energy
Incentives up to $15,000

Connecticut Green Bank Solar for All

Statewide solar incentive program offering upfront financial support and low-cost financing for residential solar instal...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners in rural areas to repair, improve, or modernize their homes...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Availabl...

Veterans
Forgivable loan up to $35,000

Town of Windsor HOME Rehabilitation Program

Federally-funded HOME program providing forgivable loans for major home repairs to low-income owner-occupied households ...

Home Repair
Grant up to $15,000

Windsor Accessibility Modification Program

CDBG-funded grant program to make accessibility modifications for Windsor residents with disabilities. Covers wheelchair...

Seniors & Disability
Grant up to $5,000

Windsor Senior Home Repair Program

Emergency and safety repair grant program for Windsor seniors age 62 and older. Addresses urgent health and safety issue...

Seniors & Disability
50% reimbursement up to $3,000

Windsor Sewer Lateral Repair Program

Cost-sharing program to help Windsor homeowners repair or replace damaged private sewer lateral lines. Town reimburses 5...

Home Repair
Loans up to $50,000

Connecticut Energize CT Smart-E Loan

Low-interest financing for comprehensive home energy improvements. Rates starting at 3.49% APR for 5-15 year terms. Can ...

Energy
20% tax credit up to $30,000

Connecticut Historic Homes Rehabilitation Tax Credit

State tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied homes listed on the National Regis...

Historic
Up to $600 in rebates

Eversource HVAC Tune-Up & Rebate

Rebates for energy-efficient HVAC equipment and professional tune-ups. Rebates include $150 for central AC tune-up, $300...

Energy
Incentive varies by system size

Connecticut Residential Solar Incentive Program

Performance-based incentive for residential solar installations in Eversource territory. Payments based on system produc...

Solar/Renewable
Up to $1,500 heating assistance

Connecticut Energy Assistance Program (CEAP)

Federally-funded heating assistance for income-eligible Connecticut households. Benefits vary based on household size, i...

Energy
50% reimbursement up to $2,500

Windsor Water Lateral Replacement Assistance

Cost-sharing program to help Windsor homeowners replace aging or leaking private water service lines. Town reimburses 50...

Home Repair
Low-interest loan up to $20,000

Connecticut Septic System Repair Loan

Low-interest loan program for homeowners who need to repair or replace failing septic systems. Interest rates typically ...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Windsor

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Frequently asked questions

What home improvement grants are available in Windsor, CT?

24 programs are currently listed for Windsor, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Windsor have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Windsor, 15 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Windsor?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.