Home Improvement Grants in Woburn.

Find grants, rebates, forgivable loans, and free programs for Woburn, MA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Woburn, MA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans0Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Massachusetts Weatherization Assistance Program (WAP)

Federally-funded program that provides free energy-efficiency improvements to income-eligible households, including insu...

Weatherization
Up to $10,000 rebate

Mass Save Heat Pump Incentive

Rebates for installation of ductless mini-split or central heat pump systems to improve energy efficiency and reduce hea...

Weatherization
Free assessment + instant savings

Mass Save Home Energy Assessment

No-cost home energy assessment that identifies efficiency improvements and provides instant measures like LED bulbs, wea...

Weatherization
75%-100% of cost covered

Mass Save Insulation & Air Sealing Rebate

Rebates covering 75%-100% of insulation and air sealing costs for qualifying homes, with higher rebates for income-eligi...

Weatherization
Deferred-payment loan up to $50,000

Woburn CDBG Housing Rehabilitation Loan

CDBG-funded deferred-payment loan for major home repairs to owner-occupied properties. Loan is interest-free and deferre...

Home Repair
Free lead abatement, up to $15,000

Woburn Lead Paint Abatement Grant

Free lead paint removal and abatement services for homes built before 1978 with children under six or pregnant women. Pr...

Home Repair
Up to $2,500 in repairs

Woburn Elder Services Home Repair Program

Provides minor home repairs and safety modifications for Woburn residents age 60+ to help seniors remain safely in their...

Seniors & Disability
Up to $20,000 grant

Woburn ADA Home Accessibility Grant

CDBG grant for accessibility modifications to owner-occupied homes for persons with disabilities. Covers wheelchair ramp...

Seniors & Disability
Low-interest loan up to $25,000

Woburn Septic Repair Loan Program

Low-interest loan program for septic system repair, replacement, or connection to municipal sewer. Loans available to al...

Home Repair
20-year property tax exemption

Massachusetts Solar Property Tax Exemption

Massachusetts state law exempts the added value of solar installations from property tax assessments for 20 years, preve...

Solar/Renewable
30% federal tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the total cost of solar panel and battery storage installation. Credit can be claimed...

Solar/Renewable
Performance-based solar incentive

Massachusetts SMART Solar Incentive

Massachusetts SMART (Solar Massachusetts Renewable Target) program provides monthly payments for solar electricity gener...

Solar/Renewable
Up to $5,000 rebate

MassCEC Residential Energy Storage Incentive

Rebate for residential battery energy storage systems, with enhanced incentives for income-qualified households and syst...

Solar/Renewable
Up to $10,000 grant or loan

Massachusetts State Lead Hazard Reduction

State-funded grants and low-interest loans for lead paint removal in homes built before 1978 where children under 6 resi...

Home Repair
Up to $2,500 rebate

Mass Save Heating System Rebate

Rebates for high-efficiency boilers, furnaces, and combination systems that meet ENERGY STAR standards. Enhanced rebates...

Weatherization
Up to $750 rebate

Mass Save Water Heater Rebate

Rebates for high-efficiency water heaters including heat pump water heaters, tankless water heaters, and ENERGY STAR sto...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mod...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Covers ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Cover...

Veterans
Up to $1,000 property tax reduction

Massachusetts Senior Property Tax Exemption (Clause 41C)

Property tax exemption for Woburn homeowners age 70+ who meet income and asset limits. Provides up to $1,000 reduction i...

Property Tax Relief
Defer property taxes until sale

Massachusetts Senior Property Tax Deferral

State program allowing homeowners age 65+ to defer payment of property taxes until the home is sold or estate is settled...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Woburn

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Frequently asked questions

What home improvement grants are available in Woburn, MA?

25 programs are currently listed for Woburn, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Woburn have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Woburn, 15 programs do not require repayment, 0 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Woburn?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.