ONE Mortgage Down Payment Assistance

Massachusetts Housing Partnership

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Worcester through the ONE Mortgage Program. Assistance is provided as a soft second mortgage with no monthly payment, deferred for 30 years.

Typical down payment assistance amount for Worcester purchase

Key Details

  • Up to $50,000 or 5% down payment assistance
  • Soft second mortgage, no monthly payment
  • Available to first-time Worcester buyers
  • Income and purchase price limits apply
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Worcester, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Worcester, MA

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