Find grants, rebates, forgivable loans, and free programs for Wyckoff, NJ, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Wyckoff, NJ, with individual awards up to $150,000. 5 programs target seniors, 2 serve veterans, and 7 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 1 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by New Jersey that provides free energy-efficiency upgrades including insula...
Low-interest home improvement loan for moderate-income New Jersey homeowners to finance needed repairs, renovations, and...
State-funded program providing free lead-based paint hazard evaluation and control services for homes built before 1978 ...
Bergen County CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowne...
New Jersey's market-based solar incentive program where solar system owners earn tradable certificates for every megawat...
Bergen County program providing grants for home accessibility modifications including ramps, widened doorways, accessibl...
Township program assisting income-qualified homeowners with necessary septic system repairs or replacements. Low-interes...
Emergency home repair grants for Bergen County seniors age 62 and older with limited incomes. Covers critical health and...
USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or mod...
VA grant helping veterans with certain service-connected disabilities purchase or modify a home to meet their accessibil...
VA grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Cover...
New Jersey program reimbursing eligible senior and disabled homeowners for property tax increases on their principal res...
New Jersey's ANCHOR (Affordable New Jersey Communities for Homeowners and Renters) program provides direct property tax ...
Comprehensive whole-home energy efficiency program offering rebates for insulation, air sealing, HVAC upgrades, and othe...
State-administered federal disaster recovery assistance for homeowners affected by declared disasters. Provides grants f...
HUD HOME Investment Partnership Program funds administered by Bergen County for owner-occupied housing rehabilitation. P...
Program providing free heating system repairs and replacement for income-qualified households. Also covers water heater ...
Comprehensive free energy efficiency services for income-qualified households including insulation, air sealing, HVAC tu...
Low-interest loan program for repair or replacement of residential water service laterals (the pipe connecting home to p...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Wyckoff, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Wyckoff, 16 programs do not require repayment, 2 are forgivable loans, and 1 is rebate.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.