Home Improvement Grants in Zionsville.

Find grants, rebates, forgivable loans, and free programs for Zionsville, IN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Zionsville, IN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Indiana Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency improvements for income-qualified households in Boone County. ...

Weatherization
Forgivable loan up to $25,000

IHCDA Owner-Occupied Rehabilitation Program

State HOME-funded program administered through Boone County providing home rehabilitation assistance for owner-occupied ...

Home Repair
Grant up to $5,000

Boone County Emergency Home Repair Grant

Provides emergency repair grants for low-income homeowners in Boone County facing immediate health or safety hazards. Pr...

Emergency
Up to $1,200 rebate

Duke Energy HVAC Rebate Program

Rebates for Duke Energy customers who install qualifying high-efficiency HVAC equipment including central air conditione...

Energy
Up to $400 rebate

Duke Energy Home Insulation Rebate

Rebates for Duke Energy customers who add attic or wall insulation to recommended R-values. Must have professional energ...

Weatherization
Up to $600 rebate

Duke Energy Water Heater Rebate

Rebates for Duke Energy electric customers who install qualifying high-efficiency electric heat pump water heaters with ...

Energy
Rebates up to $250

Duke Energy Smart $aver Program

Provides rebates for ENERGY STAR certified appliances, smart thermostats, LED lighting, and other energy-efficient equip...

Energy
Bill credits for excess generation

Duke Energy Net Metering for Solar

Net metering program allowing Duke Energy customers with solar installations to receive bill credits for excess electric...

Solar/Renewable
30% of system cost

Federal Residential Solar Investment Tax Credit

Federal tax credit covering 30% of the total cost of solar panel installation, including equipment, labor, and permittin...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home to meet...

Veterans
Free lead hazard removal

Indiana Lead-Based Paint Hazard Control Program

HUD-funded program providing free lead-based paint hazard identification and remediation in homes built before 1978 with...

Home Repair
Up to $14,000 assessed value reduction

Indiana Over 65 Property Tax Deduction

Property tax deduction for Indiana homeowners age 65 or older. Deduction of up to half the assessed value of the propert...

Property Tax Relief
Up to $12,480 assessed value reduction

Indiana Property Tax Deduction for Disability

Property tax deduction for Indiana homeowners with a disability rating from the VA, Railroad Retirement Board, or Social...

Property Tax Relief
Up to 60% assessed value reduction

Indiana Homestead Standard Deduction

Automatic 60% reduction in assessed value for owner-occupied primary residences in Indiana. Reduces the taxable value of...

Property Tax Relief
Up to $3,000 deduction on state return

Indiana Mortgage Interest Tax Deduction

Indiana state income tax deduction for mortgage interest paid on your principal residence. Deduct up to $3,000 on your I...

Property Tax Relief
Up to $15,000 grant

Boone County Accessibility Modification Grant

CDBG-funded grant for low-income homeowners in Boone County needing ADA accessibility modifications. Covers wheelchair r...

Seniors & Disability
Up to $5,000 forgivable loan

Zionsville Sewer Lateral Repair Assistance

Forgivable loan program for Zionsville homeowners needing to repair or replace private sewer laterals. Loan forgiven aft...

Home Repair
15-18% monthly bill discount

Duke Energy Income-Qualified Discount

Monthly electric bill discount for qualifying low-income Duke Energy customers. Provides 15% discount for those at or be...

Energy
Up to $7,500 down payment assistance

IHCDA HomeWise Down Payment Assistance

Down payment and closing cost assistance for first-time homebuyers in Indiana. Provided as a 0% interest, forgivable sec...

Homebuyer

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Zionsville

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Frequently asked questions

What home improvement grants are available in Zionsville, IN?

25 programs are currently listed for Zionsville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Zionsville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Zionsville, 17 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Zionsville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.