Find grants, rebates, forgivable loans, and free programs for Zionsville, IN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Zionsville, IN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency improvements for income-qualified households in Boone County. ...
State HOME-funded program administered through Boone County providing home rehabilitation assistance for owner-occupied ...
Provides emergency repair grants for low-income homeowners in Boone County facing immediate health or safety hazards. Pr...
Rebates for Duke Energy customers who install qualifying high-efficiency HVAC equipment including central air conditione...
Rebates for Duke Energy customers who add attic or wall insulation to recommended R-values. Must have professional energ...
Rebates for Duke Energy electric customers who install qualifying high-efficiency electric heat pump water heaters with ...
Provides rebates for ENERGY STAR certified appliances, smart thermostats, LED lighting, and other energy-efficient equip...
Net metering program allowing Duke Energy customers with solar installations to receive bill credits for excess electric...
Federal tax credit covering 30% of the total cost of solar panel installation, including equipment, labor, and permittin...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize th...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home to meet...
HUD-funded program providing free lead-based paint hazard identification and remediation in homes built before 1978 with...
Property tax deduction for Indiana homeowners age 65 or older. Deduction of up to half the assessed value of the propert...
Property tax deduction for Indiana homeowners with a disability rating from the VA, Railroad Retirement Board, or Social...
Automatic 60% reduction in assessed value for owner-occupied primary residences in Indiana. Reduces the taxable value of...
Indiana state income tax deduction for mortgage interest paid on your principal residence. Deduct up to $3,000 on your I...
CDBG-funded grant for low-income homeowners in Boone County needing ADA accessibility modifications. Covers wheelchair r...
Forgivable loan program for Zionsville homeowners needing to repair or replace private sewer laterals. Loan forgiven aft...
Monthly electric bill discount for qualifying low-income Duke Energy customers. Provides 15% discount for those at or be...
Down payment and closing cost assistance for first-time homebuyers in Indiana. Provided as a 0% interest, forgivable sec...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Zionsville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Zionsville, 17 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.