USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing grants up to $10,000 for very low-income seniors (62+) and loans up to $40,000 for very low-income homeowners to repair, improve, or modernize homes. While Addison is not designated rural, nearby eligible areas exist; consult USDA for qualification.

Grant for seniors 62+; loan for others; based on income and repairs needed

Key Details

  • Grants up to $27,500 for seniors 62+
  • Loans up to $40,000 for very low-income owners
  • Must be in eligible rural area (check with USDA)
  • Income at or below 50% AMI
  • Repairs to remove health/safety hazards

How to Apply

A grant-savvy contractor in Addison, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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