Home Improvement Grants in Addison.

Find grants, rebates, forgivable loans, and free programs for Addison, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Addison, TX, with individual awards up to $200,000. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

Dallas County CDBG Owner-Occupied Rehabilitation

Provides major home rehabilitation for income-qualified owner-occupied homes in Dallas County. Loan is forgiven after 5 ...

Home Repair
Up to $10,000 grant

Dallas County Emergency Home Repair Program

Emergency repair grants for low-income owner-occupied homes in Dallas County facing immediate health or safety hazards. ...

Emergency
Up to $25,000 forgivable loan

Dallas County ADA Home Modification Program

Provides accessibility modifications for owner-occupied homes in Dallas County where a disabled household member resides...

Seniors & Disability
Up to $8,000 in weatherization

Texas Weatherization Assistance Program (WAP)

Free weatherization services for low-income households in Texas. Services include insulation, air sealing, duct repair, ...

Weatherization
Up to $35,000 deferred loan

Texas HOME Investment Partnerships Rehabilitation

Federal HOME funds administered by TDHCA for rehabilitation of owner-occupied homes. Zero-interest deferred loan forgive...

Home Repair
Up to $5,500 in rebates

Oncor Home Energy Efficiency Rebates

Oncor offers rebates for residential energy efficiency improvements including HVAC tune-ups, insulation, air sealing, du...

Energy
Up to $1,700 rebate

Oncor High-Efficiency Heat Pump Rebate

Rebate for installation of high-efficiency electric heat pump systems (16 SEER2 or higher). Must replace existing electr...

Energy
$85 instant rebate

Oncor Smart Thermostat Program

Instant rebate on qualifying ENERGY STAR smart thermostats purchased through the Oncor marketplace. Smart thermostats ca...

Energy
Up to $6,500 in services

Atmos Energy Weatherization Assistance

Free weatherization services for income-qualified Atmos Energy natural gas customers. Includes attic and wall insulation...

Weatherization
Up to $850 rebate

Atmos Energy High-Efficiency Furnace Rebate

Rebate for purchasing and installing a high-efficiency natural gas furnace (95% AFUE or higher). Available to all Atmos ...

Energy
Up to $500 rebate

Atmos Energy Tankless Water Heater Rebate

Rebate for installing an ENERGY STAR certified tankless natural gas water heater. Available to all Atmos Energy resident...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing grants up to $10,000 for very low-income seniors (62+) and loans up to $40,000 for very low-in...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers m...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt an existing home. Eligible disabilities include ...

Veterans
Up to $25,000 loan

Texas My First Texas Home Improvement Program

Low-interest home improvement loan for Texas homeowners, often bundled with mortgage products. Covers repairs, renovatio...

Home Repair
Up to $10,000 grant

Texas ESGP Senior Home Repair

Emergency home repair grants for low-income seniors (60+) to address critical health and safety issues. Administered thr...

Seniors & Disability
Free lead hazard reduction

Texas Lead-Based Paint Hazard Reduction Program

Free lead hazard reduction services for homes built before 1978 with children under 6 or pregnant women. Services includ...

Home Repair
Up to $200,000 for eligible repairs

Texas General Land Office Disaster Recovery

Federal disaster recovery funding for homeowners impacted by presidentially declared disasters in Texas. Covers repairs,...

Disaster
Up to $15,000 loan/grant

Texas Foundation Repair Assistance (Local Programs)

Limited foundation repair assistance available through Dallas County CDBG and local non-profit programs for low-income h...

Home Repair
30% tax credit

Federal Residential Clean Energy Credit (Solar ITC)

Federal tax credit equal to 30% of the cost of installing solar panels and battery storage systems on your primary or se...

Solar/Renewable
Varies by installer and utility

Texas Solar Rights and Local Incentives

While Texas does not have a statewide solar rebate, many solar installers offer financing incentives, and some local uti...

Solar/Renewable

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Addison

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Frequently asked questions

What home improvement grants are available in Addison, TX?

25 programs are currently listed for Addison, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Addison have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Addison, 14 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Addison?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.