USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Seniors 62+ may qualify for grants up to $10,000. Adrian residents in qualifying census tracts are eligible.

Low-interest 1% loan plus potential grant for seniors 62+

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Adrian, MI, you can stack it with local programs like these:

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in eligible rural census tract
  • 20-year repayment term on loans

How to Apply

A grant-savvy contractor in Adrian, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Adrian early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Adrian, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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