Find grants, rebates, forgivable loans, and free programs for Adrian, MI, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Adrian, MI, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 5 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization services administered by MSHDA to improve energy efficiency in income-eligible homes. Se...
Provides forgivable home repair loans for owner-occupied homes in Michigan. Loan is forgiven after three years of contin...
CDBG-funded program providing comprehensive home rehabilitation for income-eligible Adrian homeowners. Loan is forgiven ...
Provides emergency home repair grants for owner-occupied households in Adrian with income at or below 50% AMI. Covers ur...
Provides accessibility modifications for income-eligible Adrian homeowners with disabilities or mobility challenges. Inc...
USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, im...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet adaptive needs. Qua...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home for acc...
Rebates for Consumers Energy customers who install qualifying high-efficiency equipment including furnaces, air conditio...
Rebate for Consumers Energy customers who install qualifying electric air-source or geothermal heat pumps. Rebate amount...
Free energy efficiency upgrades for income-eligible Consumers Energy customers including furnace repair/replacement, wat...
DTE Energy customers can receive rebates for whole-home energy efficiency improvements including insulation, air sealing...
Low-interest financing for residential solar panel installation and battery storage systems. Loans available up to $50,0...
Federal tax credit for 30% of the cost of solar panel installation, including equipment and labor. Available for install...
HUD-funded program to identify and remove lead paint hazards in Michigan homes built before 1978 with children under age...
Emergency furnace repair and replacement assistance for income-eligible Lenawee County residents during the heating seas...
Federal HOME funds administered by MSHDA for owner-occupied housing rehabilitation. Provides forgivable loans for major ...
Provides minor home repair assistance for Lenawee County residents age 60 and older. Covers safety and accessibility imp...
Forgivable loan assistance for Adrian homeowners needing to repair or replace private sewer laterals. Loan is forgiven a...
Rebate for Consumers Energy customers who install high-efficiency natural gas or electric water heaters. Rebate amounts ...
Allows qualifying senior, blind, or disabled Michigan homeowners to defer payment of property taxes on their principal r...
Provides property tax relief for qualifying Michigan homeowners and renters age 65 and older, blind, disabled, or 100% d...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Adrian, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Adrian, 15 programs do not require repayment, 5 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.