Fannie Mae HomeStyle Renovation Loan

Fannie Mae

Available Home Repair

About This Program

Conventional mortgage that allows homebuyers and homeowners to finance both the purchase/refinance and cost of renovations with one loan. Less restrictive than FHA 203(k) and allows luxury improvements.

Loan amount includes purchase price plus renovation costs

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Finance purchase and renovation in one loan
  • Available for primary, second homes, and investment properties
  • No minimum renovation amount
  • Less restrictive than FHA 203(k)
  • Contact approved lenders for details

How to Apply

Get free help applying Visit Official Program Page Track this program

A grant-savvy contractor in Afton, WY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Afton early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round through approved lenders

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