Find grants, rebates, forgivable loans, and free programs for Alabaster, AL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Alabaster, AL, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program for low-income Alabama households. Provides free energy efficiency improvements ...
Down payment assistance program for first-time homebuyers in Alabama. Provides up to $15,000 in forgivable down payment ...
Rebate for Alabama Power residential customers who install qualifying high-efficiency heat pumps. Systems must meet mini...
Rebate for Alabama Power customers who add insulation to attics, walls, or floors. Minimum R-value requirements apply. P...
Rebate for Alabama Power customers who replace electric water heaters with ENERGY STAR certified heat pump water heaters...
Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize...
Grants up to $10,000 for very low-income homeowners age 62 or older to remove health and safety hazards from their homes...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...
Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Covers modifications...
Community Development Block Grant funded home repairs for low-income owner-occupants in unincorporated Jefferson County ...
Emergency repair grants for very low-income homeowners facing immediate health and safety threats. Priority given to eld...
Grants for low-income homeowners to make accessibility modifications for disabled or elderly household members. Includes...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6. Free ...
State disaster recovery assistance activated following federally declared disasters. Provides repair grants, temporary h...
Federal HOME Investment Partnerships Program funds distributed through Alabama Housing Finance Authority for homeowner r...
Free in-home energy assessment for income-qualified Alabama Power customers. Includes direct installation of energy-savi...
Federal tax credit for residential solar photovoltaic systems. Covers 30% of the total system cost including equipment, ...
Alabama Power allows residential customers to interconnect solar systems and participate in net metering. Excess generat...
Property tax exemption for Alabama homeowners age 65 and older with annual income of $12,000 or less (single) or $15,000...
Property tax exemption for Alabama veterans who are 100% permanently and totally disabled due to service-connected injur...
Alabama homestead exemption reduces the assessed value of owner-occupied primary residences by $4,000 of state property ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Alabaster, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Alabaster, 19 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.