Home Improvement Grants in Mobile.

Browse cataloged grants, rebates, loans, and other assistance records for Mobile, AL. Verify each program's current rules, service area, and status.

The Mobile, AL directory shows 27 cataloged resources. Of those, 23 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 23 records is $126,526, not an estimate of your award. Discovery tags include 6 senior-related records, 2 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants16Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates4Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 27 resources (23 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

City of Mobile Owner-Occupied Housing Rehabilitation

Provides major home repairs for low-income owner-occupied households in Mobile city limits. Loan is forgiven after 5 yea...

Home Repair
Grant up to $8,000

City of Mobile Emergency Home Repair Grant

Grant assistance for emergency repairs that threaten health and safety of very low-income Mobile homeowners. Priority gi...

Emergency
Grant up to $15,000

City of Mobile ADA Home Modification Program

Provides accessibility modifications for Mobile homeowners with disabilities, including ramps, widened doorways, grab ba...

Seniors & Disability
Assistance up to $5,000

Mobile Area Water & Sewer System Lateral Repair

Provides financial assistance for repair or replacement of damaged sewer laterals on private property for qualifying Mob...

Home Repair
No household amount is published; approved services are free

Mobile Community Action Weatherization Assistance Program

Mobile Community Action provides free, cost-effective weatherization repairs to income-qualified owner-occupants in its ...

Weatherization
Up to $500 rebate

Alabama Power HVAC Rebate

Rebate for Mobile homeowners who install qualifying high-efficiency heat pumps or central air conditioners. Rebate amoun...

Energy
Up to $350 rebate

Alabama Power Heat Pump Water Heater Rebate

Rebate for Mobile homeowners who install qualifying ENERGY STAR heat pump water heaters. Reduces water heating costs by ...

Energy
Up to $400 rebate

Alabama Power Insulation & Air Sealing Rebate

Rebate for adding insulation and air sealing improvements to existing Mobile homes. Requires pre- and post-installation ...

Weatherization
$100 rebate

Alabama Power Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying Wi-Fi-enabled smart thermostat. Smart thermostats can save up to 23% o...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant & Loan

Grants up to $7,500 for very low-income seniors (62+) to remove health and safety hazards in eligible rural areas near M...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for Mobile veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate the...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for Mobile veterans with certain service-connected disabilities to adapt a home for independent living. For vetera...

Veterans
Up to $35,000

Mobile HOME Investment Partnerships Program

Federal HOME funds administered by the City of Mobile for substantial rehabilitation of owner-occupied homes. Provides d...

Home Repair
Grant up to $10,000

Mobile County Senior Home Repair Program

Grant assistance for low-income seniors (60+) in unincorporated Mobile County to make essential home repairs and accessi...

Seniors & Disability
Free lead hazard removal

Mobile County Lead-Based Paint Hazard Control

HUD-funded program to identify and remove lead-based paint hazards in Mobile County homes built before 1978 where childr...

Home Repair
Free lead testing and assessment

Alabama Childhood Lead Poisoning Prevention Program

Free blood lead testing for children under 6 and home lead hazard assessments for families with elevated blood lead leve...

Home Repair
Exemption on first $5,000 assessed value

Alabama Homestead Exemption (Senior & Disabled)

Property tax exemption for Mobile County homeowners who are 65+ or permanently disabled. Exempts first $5,000 of assesse...

Property Tax Relief
Up to $50,000

Mobile Hurricane Recovery CDBG-DR Program

Disaster recovery funds for Mobile homeowners impacted by federally declared hurricanes. Covers unmet needs not addresse...

Disaster
30% of solar system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar photovoltaic system on your Mobile home. Credit applie...

Solar/Renewable
Varies by household size and income

Alabama LIHEAP Energy Assistance

Low Income Home Energy Assistance Program (LIHEAP) helps eligible Mobile households pay heating and cooling bills. Apply...

Energy
Varies by project

Habitat for Humanity Mobile Critical Home Repair

Habitat for Humanity Mobile provides critical home repairs for low-income homeowners, with priority for seniors and pers...

Home Repair
Low-interest loan up to $7,500

Mobile County Septic System Repair Assistance

Low-interest loan program to help Mobile County homeowners repair or replace failing septic systems. Protects public hea...

Home Repair
0% interest loan up to $30,000

AHFA Moratorium Interest Program (MIP)

Zero-percent interest loan for low-income Alabama homeowners to make critical home repairs. No payments for 15 years; if...

Home Repair

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Local help in Mobile, AL

Organizations that help Mobile homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Mobile, AL?

The directory includes 23 possible-program records associated with Mobile, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Mobile classified?

Our classifier labels 16 records as grants, 2 as forgivable loans, and 4 as rebates in Mobile. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Mobile?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.