Alachua County SHIP Home Repair Program

Alachua County SHIP / Florida Housing

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) program providing forgivable loans for major home repairs to income-qualified owner-occupants in Alachua County. Loans are forgiven after 15 years of continuous occupancy and compliance.

Forgivable loan amount based on scope of needed repairs, no repayment if 15-year affordability period is met

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 140% AMI required
  • Must be owner-occupied in Alachua County
  • Forgiven after 15 years of occupancy
  • Covers structural, roofing, electrical, plumbing, HVAC

How to Apply

A grant-savvy contractor in Alachua, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to annual funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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