Find grants, rebates, forgivable loans, and free programs for Alamogordo, NM, filtered to your situation.
As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Alamogordo, NM, with individual awards up to $358,000. 7 programs target seniors, 3 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 0 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program providing free energy efficiency improvements to income-eligible households in A...
CDBG-funded rehabilitation program for owner-occupied homes in Alamogordo requiring major repairs. Provided as a forgiva...
Emergency repair grant for owner-occupied homes facing immediate health and safety threats. Priority given to seniors an...
Low-interest loan for rural homeowners to repair, improve, or modernize homes. Available to very-low and low-income home...
Grant for very-low-income homeowners age 62 or older to remove health and safety hazards. Must be in rural area of Otero...
State-funded program providing free lead hazard assessments and remediation services for homes where a child under 6 has...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Eligi...
VA grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Eli...
State tax credit equal to 10% of solar photovoltaic system purchase and installation cost, capped at $6,000. Available f...
State income tax credit for residential geothermal heat pump installations. Credit equals 30% of system cost up to $9,00...
Below-market interest rate mortgage loans for first-time homebuyers in New Mexico. Includes down payment assistance opti...
Grants for home modifications to help seniors and people with disabilities age in place safely. Covers ramps, grab bars,...
Full property tax exemption on primary residence for veterans with 100% service-connected disability rating from VA. Als...
Freezes property valuation for tax purposes for homeowners age 65+ with income below $32,000 (single) or $40,000 (marrie...
Federal program providing assistance with heating and cooling costs for low-income households. Priority given to seniors...
Federal HOME funds for owner-occupied housing rehabilitation in New Mexico. Provided as forgivable loans or grants to lo...
City program to help low-income homeowners repair or replace failing sewer laterals from the home to the main line. Prev...
CDBG-funded grant for accessibility modifications to owner-occupied homes where a disabled resident lives. Covers wheelc...
Cost-share program to help homeowners in wildfire-prone areas create defensible space around structures. Covers tree thi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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23 programs are currently listed for Alamogordo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Alamogordo, 17 programs do not require repayment, 2 are forgivable loans, and 0 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.