🔨 Major Renovation Grants

Large-scale rehabilitation, structural repairs, and full home renovation

1353

Programs found

69

Cities covered

🏠 Roof Repair 🪴 Windows & Doors 🔥 HVAC & Heating ⚡ Energy Efficiency ☀️ Solar & Renewable ♿ Accessibility & Aging 🎨 Exterior & Curb Appeal 🚨 Emergency Repairs 🔨 Major Renovation

Milwaukee, WI

44 programs

STRONG Homes Loan Program, Up to $25,000
TIN Home Rehabilitation Loan, Up to $40,000 total ($15,000 forgivable)
TIN Down Payment Grant, Up to $7,000 (CDBG area) or $5,000

See all Milwaukee, WI programs →

Cleveland, OH

42 programs

Repair-A-Home (RAH), 0-3% interest loan; 50% forgiven after 5 yrs
Senior Homeowner Assistance Program (SHAP), One critical repair (grant, no repayment)
Age-Friendly Home Investment Program (AFHIP), ~$10,000-$11,000 avg per job (ward-allocated)

See all Cleveland, OH programs →

Indianapolis, IN

42 programs

City of Indianapolis CDBG Home Repair, Up to $25,000
INHP Home Repair Loan, Up to $35,000
IHCDA First Step Down Payment Assistance, 5% of purchase price

See all Indianapolis, IN programs →

Cincinnati, OH

39 programs

Revive + Thrive Home Repair Loan (Hamilton County), $5,000, $25,000
Revive + Thrive Home Repair Loan (City of Cincinnati), $5,000, $25,000
The Port / Hamilton County Landbank Home Repair, Up to $15,000

See all Cincinnati, OH programs →

Minneapolis, MN

39 programs

Minneapolis Home Improvement Deferred Loan, Up to $75,000
Minneapolis Lead Hazard Control Grant, 100% cost of lead remediation
MN Housing Fix Up Loan, Up to $75,000

See all Minneapolis, MN programs →

Des Moines, IA

38 programs

Invest DSM Commercial Grant, Up to $50,000 per project
Invest DSM Homeowner Renovation, 20-50% of project cost
Invest DSM Pre-Development Grant, Up to $10,000

See all Des Moines, IA programs →

Buffalo, NY

38 programs

HOCN CDBG Housing Repair Program, Conditional grants & no-interest loans
BURA Target Streets Rehab Program, Full or partial conditional grants + 0% loans
HOCN West Side Home Repair Program, Conditional grants, limited funding

See all Buffalo, NY programs →

Dayton, OH

38 programs

City of Dayton CDBG Home Repair Program, Varies, forgivable loan/grant for critical repairs
Dayton Home Repair Network (DHRN), Universal Application, Free critical repairs (varies by organization)
Dayton Home Repair Revolving Loan Program, Forgivable 5-year loan, exterior home repairs

See all Dayton, OH programs →

Pittsburgh, PA

36 programs

URA Homeowner Assistance Program, Up to $35,000 grant
OwnPGH Homeownership Program, Up to $90,000 grant
URA Down Payment & Closing Cost Assistance, Up to $7,500 (below 80% AMI) or $5,000 (80-115% AMI)

See all Pittsburgh, PA programs →

Syracuse, NY

36 programs

Urgent Care Home Repair Program, Up to $20,000 (loan/grant combo)
NYS Targeted Home Improvement Program (T-HIP), Up to $40,000
Home HeadQuarters FlexFund Home Improvement Loan, Flexible loan amounts

See all Syracuse, NY programs →

Richmond, VA

36 programs

Richmond Healthy Homes Program, Grant (amount varies by project)
Richmond CDBG Home Rehabilitation, Varies by project scope
Richmond HOME Investment Partnership, Varies, rehabilitation + reconstruction

See all Richmond, VA programs →

Detroit, MI

35 programs

Detroit 0% Interest Home Repair Loan, $5,000, $25,000 (0% interest, 10-year repayment)
Critical Home Repair Program, 100% free (no cost to homeowner)
Senior Accessibility Home Repair Fund, Free safety and accessibility repairs

See all Detroit, MI programs →

Memphis, TN

35 programs

RRRAP, Residential Repair & Rehab Assistance Pilot, Up to $25,000 (forgivable)
901HELP Memphis Home Empowerment Loan, $5,000, $25,000 low-interest loan
Habitat Memphis Aging in Place Program, Free (grant, up to ~$20,000)

See all Memphis, TN programs →

Omaha, NE

34 programs

City of Omaha Homeowner Rehabilitation Program, Deferred 0% loan
Omaha Lead-Based Paint Hazard Reduction Program, 100% free, testing and abatement
Greenlining Fund Home Equity Loan (HELF), Up to $50,000

See all Omaha, NE programs →

St. Louis, MO

33 programs

Healthy Home Repair Program (HHRP), Avg $18,000 (no stated cap)
Senior Minor Home Repair Program, Free (some cost-sharing for contracted work)
CDBG Home Repair Loan Pool, $1.9M loan pool (FY2026)

See all St. Louis, MO programs →

Kansas City, MO

30 programs

KCMO City Home Repair Program, Up to $10,000 (exterior grant) or $7,500 (interior forgivable loan)
KCMO Targeted Minor Home Repair Program, 2 free repairs (subject to funding)
Missouri WAP Weatherization (CAAGKC), Free (~$7,000 avg value)

See all Kansas City, MO programs →

Jacksonville, FL

24 programs

City of Jacksonville Emergency Repair Program (ERP), Up to $12,000
City of Jacksonville Limited Repair Program (LRP), Up to $55,000
Jacksonville Assistance and Relief Program (JAR), Abatement services at no cost (lien waiver)

See all Jacksonville, FL programs →

San Diego, CA

21 programs

SDHC Housing Rehabilitation Program, Home Repair Grant, Up to $15,000 grant for emergency/accessibility repairs
San Diego County Housing Repair Loan and Grant Program, Up to $40,000 in loans and grants combined for repairs
San Diego CDBG Home Repair Program, Up to $25,000 in deferred loan or grant assistance

See all San Diego, CA programs →

Houston, TX

20 programs

City of Houston Single-Family Home Repair Program, Varies by repair scope
Harris County Single-Family Reconstruction Program, Up to $135,000 for full home reconstruction
Rebuilding Together Houston, Free Home Repairs, Free critical repairs (value varies by project)

See all Houston, TX programs →

Nashville, TN

20 programs

MDHA Homeowner Rehabilitation Program, $20,000
Barnes Housing Trust Fund, Owner-Occupied Rehab, $35,000
MDHA CDBG Rental Rehabilitation Program, Varies by project

See all Nashville, TN programs →

Columbus, OH

18 programs

Critical Home Repair Program, Up to $20,000
Lead Safe Columbus, Up to $11,400
Habitat for Humanity MidOhio Home Repair, Up to $15,000

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Rochester, NY

18 programs

City of Rochester Housing Rehabilitation Program, Up to $40,000
PathStone Owner-Occupied Home Repair, Varies by project
Greater Rochester Habitat for Humanity, Critical Home Repair, Varies by project scope

See all Rochester, NY programs →

San Antonio, TX

18 programs

NHSD Owner-Occupied Rehabilitation Program, Up to $75,000 (deferred forgivable loan)
Rehabarama Program, Up to $25,000
Our Casas Resident Council, Westside Home Repair Program, Grant amount varies, federally funded program

See all San Antonio, TX programs →

Dallas, TX

18 programs

City of Dallas, Major Systems Repair Program (MSRP), Up to $24,000
City of Dallas, Dallas Tomorrow Fund (DTF), Up to $20,000 grant
Dallas County, Replacement Housing Program, Full cost of new 1,000 sq ft home

See all Dallas, TX programs →

Washington, DC

18 programs

SFRRP, Roof Repair Grant, Up to $20,000
Historic Homeowner Grant Program, Up to $50,000 (match required at higher incomes)
VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (FY2026)

See all Washington, DC programs →

Las Vegas, NV

18 programs

City of Las Vegas SHIFT Program (Safe Home Improvements Funding & Training), Varies, funded through federal CDBG allocation
City of Las Vegas Housing Rehabilitation Program, Varies by household need and available funding
Clark County CDBG Housing Rehabilitation (Unincorporated Areas), Varies, typically $10,000-$50,000 depending on scope and subgrantee

See all Las Vegas, NV programs →

New Orleans, LA

18 programs

City of New Orleans Owner-Occupied Rehabilitation (OOR) Program, Up to $60,000
NORA Owner-Occupied Affordable Housing Program, Varies; NORA subsidizes affordable home purchases and rehab for low-income buyers
Restore Louisiana Homeowner Assistance Program, Up to full cost of eligible repairs (varies by damage assessment)

See all New Orleans, LA programs →

Phoenix, AZ

17 programs

City of Phoenix Owner-Occupied Housing Rehabilitation Program (OOHRP), Up to $25,000
City of Phoenix Rental Rehabilitation Program, Varies by project
Maricopa County Home Improvement Program (MCHIP), Forgivable loan, amount varies

See all Phoenix, AZ programs →

Denver, CO

17 programs

Denver HOST Single Family Rehabilitation Loan, Up to $50,000
Denver HOST Emergency Home Repair Loan, Up to $10,000
Brothers Redevelopment Home Modification & Repair Program, Varies by program/funding source

See all Denver, CO programs →

Charlotte, NC

17 programs

City of Charlotte Owner-Occupied Housing Rehabilitation, Up to $40,000
Mecklenburg County Critical Home Repair Program, Full cost of critical repairs, no dollar cap published
Habitat Charlotte Region, Critical Home Repair Program, Full cost of qualifying repairs at no charge

See all Charlotte, NC programs →

San Jose, CA

17 programs

San José CalHome Owner-Occupied Rehabilitation Loan, Up to $100,000 (30-year deferred loan)
Rebuilding Together SV, Critical Repair Program, No-cost repairs (amount varies by project need)
Santa Clara County CDBG Home Repair Program, No-cost repairs (amount varies by scope)

See all San Jose, CA programs →

Fort Worth, TX

16 programs

Tarrant County Home Owner Rehabilitation Program, Major rehabilitation at no cost (value varies)
Trinity Habitat for Humanity, Home Repair Program, Free critical home repairs (value varies)
Texas VLB Veterans Home Improvement Loan, Up to $50,000 home improvement loan

See all Fort Worth, TX programs →

Tampa, FL

16 programs

City of Tampa Housing Rehabilitation & Renovation Program (HRRP), Up to $100,000
City of Tampa Healthy Homes Program, Up to $100,000
Hillsborough County Owner-Occupied Rehabilitation (OOR) Program, Up to $100,000

See all Tampa, FL programs →

Raleigh, NC

16 programs

Raleigh Substantial Rehabilitation Program, Up to $120,000
Raleigh Limited Repair Program, Up to $20,000
Raleigh Home Revitalization Program, Up to $30,000

See all Raleigh, NC programs →

Baltimore, MD

15 programs

Baltimore City CDBG Home Repair Program, Up to $25,000
Healthy Neighborhoods Home Improvement Loan, Up to $20,000
St. Ambrose Partnership for Safe & Healthy Homes, Up to $25,000

See all Baltimore, MD programs →

Louisville, KY

15 programs

Louisville Metro CDBG Home Repair, Up to $25,000
Louisville Landbank Development Program, Properties from $1
LAHTF REVERT Redlining Mitigation Program, Up to $50,000

See all Louisville, KY programs →

Austin, TX

15 programs

GO REPAIR! Grant Program, Up to $20,000
Home Rehabilitation / Reconstruction Loan Program, Up to $75,000 rehab / $350,000 reconstruction
Austin Habitat for Humanity, Home Repair Program, Sliding-scale deferred loan (0% interest)

See all Austin, TX programs →

Sacramento, CA

15 programs

SHRA Home Repair Program (HRP), Up to $10,000
Justice for Neighbors Emergency Home Repair Program, Up to $15,000 per household
Rebuilding Together Sacramento, Critical Repair Program, Varies by project scope

See all Sacramento, CA programs →

Orlando, FL

15 programs

City of Orlando Housing Rehabilitation Program, Up to $75,000
Orange County Housing Rehabilitation Loan Program, Up to $75,000 in low/no-interest loans
Florida SHIP (State Housing Initiatives Partnership) Program, Up to $75,000 (varies by local LHAP)

See all Orlando, FL programs →

Tucson, AZ

15 programs

Tucson Annual Residential Rehabilitation (TARR) Program, Up to $12,500 ($7,500 grant + up to $5,000 deferred loan at 2% simple interest)
City of Tucson CDBG Owner-Occupied Rehabilitation, Up to $75,000 for substantial rehabilitation
Habitat for Humanity Tucson Home Repair, No upfront cost; project scope varies

See all Tucson, AZ programs →

Salt Lake City, UT

15 programs

Salt Lake City CDBG Owner-Occupied Housing Rehabilitation, Up to $50,000 for very low income (≤50% AMI); loans for higher income tiers
Salt Lake County CDBG / HOME Housing Rehabilitation, Varies by project and income; funded through CDBG and HOME
CDC Utah HomeFit Program, Up to $18,000 (grants and loans for critical repairs)

See all Salt Lake City, UT programs →

Seattle, WA

14 programs

Habitat for Humanity Seattle-King & Kittitas, Home Repair Program, Free service, scope varies
King County Housing Repair, Deferred Payment Loan, Up to $34,000
Northwest Access Fund, Home Modification Loans, Up to $60,000

See all Seattle, WA programs →

Portland, OR

14 programs

Portland Housing Bureau Home Repair Loan, Up to $50,000
Unlimited Choices Mend-A-Home, Free critical repairs
Habitat for Humanity Portland Region, Home Repair, 0% interest deferred loans

See all Portland, OR programs →

Oklahoma City, OK

14 programs

OKC Homeowner Rehabilitation Assistance, Up to $60,000
OHFA HOME Homeowner Rehabilitation, Varies by project scope
Neighborhood Housing Services of Oklahoma, Home Repair, Loan amounts vary by program; low-interest financing available

See all Oklahoma City, OK programs →

Virginia Beach, VA

14 programs

Virginia Beach Owner-Occupied Rehabilitation Program (OORP), Grants up to $30,000; additional forgivable loan if costs exceed
Virginia Beach Manufactured (Mobile) Home Rehabilitation Program, Grant amount varies by project scope
VA SAH Grant, Specially Adapted Housing, Up to $126,526 (FY 2026)

See all Virginia Beach, VA programs →

Grand Rapids, MI

14 programs

City of Grand Rapids Housing Rehabilitation Program, $1,000-$24,000 loan; up to 50% forgiven
Kent County Moderate Home Repair Program, Covers repairs over $10,000
Home Repair Services of Kent County, Subsidized repairs; income-scaled pricing

See all Grand Rapids, MI programs →

New York City, NY

13 programs

NYC HPD HomeFix 2.0, Up to $150,000
NYC HPD Homeowner Resources & CDBG Programs, Varies by program
NYS Historic Homeowner Tax Credit, Up to $25,000 per year

See all New York City, NY programs →

Madison, WI

13 programs

City of Madison Housing Rehabilitation Loan (Project Home), 0% deferred loan, amount based on repair scope
Dane County Minor Home Repair Grant (Project Home), Up to $7,500 grant
WHEDA More Like Home Repair & Renew Loan, $5,000-$50,000 low-interest loan; forgivable option for low income

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Baton Rouge, LA

13 programs

BROCD Single-Family Home Repair Program, Up to $35,000
Habitat for Humanity Greater Baton Rouge, Critical Home Repair, Varies by project scope
Louisiana Housing Corporation Housing Preservation Grant (HPG), Varies; grants for very low-income homeowners

See all Baton Rouge, LA programs →

Springfield, MO

12 programs

Homeowner Emergency Loan Program (HELP), Up to $25,000 deferred loan
Missouri Historic Tax Credit, 25-35% of rehab expenses
FHA Title I Home Improvement Loan, Up to $25,000

See all Springfield, MO programs →

Chicago, IL

12 programs

Cook County CDBG Housing Rehabilitation, Up to $60,000 per household
NHS Home Improvement Loans, Up to $50,000
VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (FY2026)

See all Chicago, IL programs →

Philadelphia, PA

12 programs

Basic Systems Repair Program (BSRP), Up to $25,000 in free repairs
Habitat for Humanity Philadelphia Home Repair, Free critical home repairs
PHFA HomeStyle Renovation Loan, Up to 75% of as-completed value

See all Philadelphia, PA programs →

Miami, FL

12 programs

Miami-Dade County CDBG Housing Rehabilitation, Up to $50,000 forgivable loan
MDEAT Rehabilitation Assistance Program (RAP), Up to $50,000 forgivable loan
City of Miami Single-Family Rehabilitation / Replacement, Varies by scope; full rehab or replacement

See all Miami, FL programs →

Birmingham, AL

12 programs

City of Birmingham Critical Repair Program, $30,000
Greater Birmingham Habitat for Humanity, Home Repair & Roof Program, Up to $10,000 (roof grants); critical repair varies
VA Specially Adapted Housing (SAH) & Special Housing Adaptation (SHA) Grants, Up to $126,526 (SAH FY2026); up to $25,350 (SHA FY2026)

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Hartford, CT

12 programs

Habitat for Humanity of North Central Connecticut, Zero-interest mortgage; repair programs vary
CHFA Homeownership & Rehabilitation Loan Programs, Below-market mortgages; rehabilitation loans available
VA Specially Adapted Housing (SAH) & Special Housing Adaptation (SHA) Grants, Up to $126,526 (SAH FY2026); up to $25,350 (SHA FY2026)

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Providence, RI

12 programs

Providence Revolving Fund, Statewide Home Repair Program, Up to $50,000 (1-2 units); up to $75,000 (3-4 units)
City of Providence Code Violation Home Repair Program, No-cost repairs for properties with multiple code violations
City of Providence CDBG Housing Rehabilitation Program, Deferred loans/grants; no interest; varies by scope

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Charleston, SC

12 programs

City of Charleston Substantial Rehabilitation Program, $80,000 loan
Charleston Habitat for Humanity Home Repair, Varies by project scope
FHA 203(k) Rehabilitation Mortgage, Up to FHA area limit ($806,500); Limited 203k capped at $75,000 in repairs

See all Charleston, SC programs →

St. Paul, MN

12 programs

City of Saint Paul CDBG Housing Rehabilitation, Varies by project; typically $10,000-$35,000
Ramsey County Critical Repair Grant, Up to $10,000 grant
Ramsey County Residential Rehab Deferred Loan, Up to $20,000 deferred loan (forgiven at 10%/year)

See all St. Paul, MN programs →

Honolulu, HI

12 programs

City & County of Honolulu DCS Rehabilitation Loan Program, Loan amount based on repair scope; income-scaled interest rate (0% for lowest income)
City & County of Honolulu CDBG Housing Assistance, Varies by subgrantee program; typically $5,000-$30,000
Honolulu Habitat for Humanity, Critical Home Repair Program, Varies, critical repairs provided at low cost or free for qualifying households

See all Honolulu, HI programs →

Tulsa, OK

11 programs

City of Tulsa Rehabilitation Loan Program, Forgivable loan up to $25,000
Tulsa County CDBG / HOME Programs, Varies by activity
VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (FY2026)

See all Tulsa, OK programs →

Atlanta, GA

11 programs

City of Atlanta CDBG Home Repair Program, Varies by project
VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (FY 2026)
VA Home Improvements & Structural Alterations (HISA) Grant, Up to $6,800 (service-connected) or $2,000 (non-service-connected)

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Los Angeles, CA

11 programs

USDA Section 504 Rural Home Repair Loan & Grant, Up to $10,000 grant (seniors 62+); up to $40,000 loan
FHA 203(k) Rehabilitation Mortgage, Rehab costs rolled into purchase/refinance mortgage
FEMA Hazard Mitigation Grant Program (HMGP), Varies by project (typically cost-share basis)

See all Los Angeles, CA programs →

Anchorage, AK

11 programs

Municipality of Anchorage CDBG Housing Repair Program, Varies by program and scope; typically $10,000-$30,000
Habitat for Humanity Anchorage, Home Repair Program, Varies by project, critical repairs provided at no cost
VA Specially Adapted Housing (SAH) / Special Housing Adaptation (SHA) Grants, SAH up to $109,986 (FY2025); SHA up to $22,036; HISA up to $6,800

See all Anchorage, AK programs →

Toledo, OH

10 programs

City of Toledo Home Rescue Program, Up to $50,000
FHA Title I Home Improvement Loan, Up to $25,000
FHA 203(k) Rehabilitation Mortgage, Up to FHA loan limit ($541,287)

See all Toledo, OH programs →

Newark, NJ

9 programs

NJ Historic Property Reinvestment Program, Up to 60% of rehab costs
FHA Title I Property Improvement Loan, Up to $25,000
FHA 203(k) Limited Rehabilitation Loan, Up to $75,000 in repairs

See all Newark, NJ programs →

Boston, MA

9 programs

MassHousing Home Improvement Loan Program (HILP), Up to $50,000
MassHousing Accessory Dwelling Unit (ADU) Loan Program, Up to $250,000 (detached ADU)
VA Specially Adapted Housing (SAH) Grant, Up to $126,526 (FY2026)

See all Boston, MA programs →

San Francisco, CA

9 programs

SF Senior Home Repair Program (SHRP), Up to $50,000 forgivable loan
MOHCD Property Rehabilitation Loan Program, Loan amount varies by project scope
FHA 203(k) Rehabilitation Mortgage, Rehabilitation costs rolled into mortgage

See all San Francisco, CA programs →

Albuquerque, NM

9 programs

VA Specially Adapted Housing (SAH) Grant, Up to $121,812 (SAH) or $24,405 (SHA), FY2025
FHA 203(k) Rehabilitation Mortgage, Up to county FHA loan limit ($806,500 for standard); Limited 203k capped at $75,000 in repairs
NM Emergency Home Repair / Rapid Response, Varies; emergency situations prioritized

See all Albuquerque, NM programs →

Akron, OH

7 programs

FHA 203(k) Rehabilitation Mortgage, Up to FHA loan limit for Summit County
FEMA Hazard Mitigation Grant Program (HMGP), Varies, no individual cap; projects typically $10K-$200K+
FEMA Increased Cost of Compliance (ICC) Coverage, Up to $30,000

See all Akron, OH programs →

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