Georgia Housing Finance Authority ACES Loan

Georgia Housing Finance Authority (GHFA)

Available Home Repair

About This Program

Low-interest home improvement loan for Georgia homeowners to finance necessary repairs, renovations, or accessibility modifications. Loan is subordinate to first mortgage and can be combined with GHFA first mortgage products.

Loan amount based on project cost and borrower qualifications, at 3.5% fixed interest

Key Details

  • Low-interest loan up to $15,000 at 3.5% APR
  • Available to Georgia homeowners statewide
  • Covers repairs, renovations, accessibility mods
  • Flexible income requirements
  • Can be combined with GHFA mortgage programs

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 359-4663

A grant-savvy contractor in Albany, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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