USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan for very low-income homeowners in eligible rural areas near Albany to repair, improve, or modernize their homes. Loans may be used to remove health and safety hazards or make accessibility modifications.

Loan repayable over 20 years at 1% fixed interest for qualifying very low-income households

Key Details

  • Loan up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Must be in eligible rural area near Albany
  • 20-year repayment term
  • Covers major repairs and accessibility improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(229) 420-7220

A grant-savvy contractor in Albany, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round by local USDA office

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