Minnesota Senior Citizen Property Tax Deferral

Minnesota Department of Revenue

Available Property Tax Relief

About This Program

Allows homeowners age 65+ with household income under $96,000 to defer payment of property taxes. The state pays the taxes and places a lien on the property. Deferred taxes with 3% annual interest are repaid when home is sold or ownership transfers.

Deferral covers full property tax amount; repaid at 3% interest when home sells

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Defer property taxes for homeowners 65+
  • Income limit $96,000 household
  • State pays taxes, places lien on property
  • Repaid at 3% interest when home sells
  • Apply by October 15 annually

How to Apply

Get free help applying Visit Official Program Page Track this program

(651) 556-6088

A grant-savvy contractor in Albert Lea, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Form to file: Form CR-SCD (Property Tax Deferral Application for Senior Citizens)

Minnesota lets homeowners 65 and older defer part of their property tax. It is a voluntary loan from the state with a lien placed on the home; you pay back the deferred amount later. You apply once with Form CR-SCD to the Minnesota Department of Revenue and do not reapply each year.

Steps to apply

  1. Confirm you qualify: 65 or older (if married, one of you 65 and the other at least 62), household income 96,000 dollars or less, and you have owned and homesteaded the home for 5 years.
  2. Complete Form CR-SCD, Property Tax Deferral Application for Senior Citizens.
  3. Attach this year's property tax statement and the property report.
  4. Mail it to the Minnesota Department of Revenue by November 1 to defer the following year's taxes.
Get the official form

Documents you will likely need

  • Proof of age and that the home has been your homestead for 5 years.
  • Your household income for the year (must be 96,000 dollars or less).
  • This year's property tax statement.
  • The completed Form CR-SCD and property report.
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Apply by October 15 for current year taxes

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Albert Lea, MN contractors

Find More Programs in Albert Lea, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs