Find grants, rebates, forgivable loans, and free programs for Albert Lea, MN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Albert Lea, MN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free weatherization services for income-eligible households including insulation, air sealing, furnace repair/replacemen...
Low-interest home improvement loan for owner-occupants with household income at or below 115% area median income. Can be...
Deferred or forgivable loan for major home rehabilitation for income-eligible homeowners. Loan is typically forgiven aft...
Free lead hazard reduction services for homes built before 1978 with children under age 6 or pregnant women. Includes te...
CDBG-funded forgivable loan for major home repairs for income-qualified owner-occupants in Albert Lea city limits. Loan ...
Grant funding for accessibility modifications for senior or disabled homeowners in Albert Lea. Covers ramps, grab bars, ...
Deferred, no-interest loan for home repairs for homeowners age 62 or older in Freeborn County. No monthly payments; loan...
Grants up to $27,500 for homeowners 62+ and very low income (under 50% AMI) and loans up to $40,000 at 1% interest for o...
Grant for veterans with certain service-connected disabilities to adapt or purchase an accessible home. Eligible disabil...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. Eligible...
Rebates for HVAC upgrades, insulation, air sealing, and water heater improvements for Xcel Energy customers in Albert Le...
Rebate for installing high-efficiency air source heat pumps that meet energy efficiency requirements. Available for both...
Free whole-home energy efficiency improvements for income-qualified Xcel Energy customers. Includes insulation, air seal...
Production-based solar incentive for residential solar installations. Xcel Energy pays per kilowatt-hour of solar energy...
Rebate for purchasing and installing a qualifying smart thermostat for CenterPoint Energy natural gas customers in Alber...
Rebate for installing a high-efficiency natural gas furnace (95% AFUE or higher) for CenterPoint Energy customers in Alb...
State property tax refund for Minnesota homeowners with household income below $128,280 (2024). Refund amount based on p...
Allows homeowners age 65+ with household income under $96,000 to defer payment of property taxes. The state pays the tax...
Low-interest loan program for septic system repair, replacement, or upgrade for Freeborn County residents. Loan terms up...
Financial assistance for repair or replacement of private sewer laterals in Albert Lea city limits. Grant portion availa...
Minnesota exempts qualifying solar energy systems from state sales tax. Applies to solar panels, inverters, racking, and...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Albert Lea, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Albert Lea, 14 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.