USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans (1%) and grants for very-low-income homeowners to repair, improve, or modernize their homes in eligible rural areas. Grants up to $10,000 for seniors (62+) to remove health and safety hazards. Alcoa may qualify depending on address.

Low-interest loan up to $40,000; seniors may qualify for grant up to $10,000

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors (62+)
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Covers repairs, accessibility, health hazards

How to Apply

A grant-savvy contractor in Alcoa, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Alcoa, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs