Find grants, rebates, forgivable loans, and free programs for Alcoa, TN, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Alcoa, TN, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program that reduces energy costs by making homes more energy efficient through insulation, air sealing...
Down payment assistance for first-time homebuyers in Tennessee. Combined with a 30-year fixed-rate mortgage through part...
Very low-interest loans (1%) and grants for very-low-income homeowners to repair, improve, or modernize their homes in e...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their adaptive needs. For v...
Helps veterans with certain service-connected disabilities adapt a family member's home where they reside or will reside...
CDBG-funded program providing major home repairs for low-income homeowners in Blount County. Forgivable loan that conver...
Provides emergency home repairs for very low-income Blount County homeowners facing immediate health and safety hazards....
State-funded program to identify and eliminate lead-based paint hazards in pre-1978 homes with children under 6 or pregn...
TVA-backed program offering low-interest financing for comprehensive energy efficiency upgrades. Contractors perform ene...
Rebate for qualifying high-efficiency heat pump installations in TVA service area. Must meet minimum SEER2 and HSPF2 eff...
Provides accessibility modifications for low-income homeowners with disabilities in Blount County. Covers installation o...
Assists low-income seniors (60+) with minor home repairs and modifications to allow aging in place safely. Covers repair...
Rebate for qualifying high-efficiency electric water heaters, including heat pump water heaters. Must meet Energy Star s...
Low Income Home Energy Assistance Program provides help with heating and cooling costs for eligible low-income household...
Assistance program for homeowners needing to repair or replace private sewer laterals or water service lines. Low-intere...
Federally-funded HOME program providing rehabilitation assistance to low-income homeowners. Offers forgivable loans for ...
Tax relief program for low-income seniors (65+), disabled veterans, and disabled persons. Freezes property tax assessmen...
Federal solar tax credit (ITC) covers 30% of solar installation costs. TVA offers net metering programs allowing homeown...
State disaster recovery assistance activated following federally-declared disasters. Provides temporary housing, home re...
City-funded emergency repair program for low-income Alcoa homeowners facing immediate health and safety hazards. Covers ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Alcoa, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Alcoa, 17 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.