Home Improvement Grants in Algonquin.

Find grants, rebates, forgivable loans, and free programs for Algonquin, IL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Algonquin, IL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Illinois Weatherization Assistance Program (IHDA WAP)

Federally-funded weatherization program administered by IHDA to reduce energy costs for low-income households. Services ...

Weatherization
Forgivable loan up to $30,000

Kane County Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in Kane County...

Home Repair
Grant up to $10,000

Kane County Emergency Home Repair Grant

Emergency repair grant for Kane County homeowners facing immediate health and safety hazards. Covers urgent repairs such...

Emergency
Up to $150 rebate

ComEd Central Air Conditioning Rebate

Rebate for ComEd residential customers who purchase and install a qualifying high-efficiency central air conditioner or ...

Energy
Up to $100 rebate

ComEd Smart Thermostat Rebate

Instant rebate for qualifying smart thermostats purchased through the ComEd Marketplace. Smart thermostats help reduce e...

Energy
Instant discounts on LED bulbs

ComEd LED Lighting Discount

Instant discounts on ENERGY STAR certified LED bulbs at participating retail stores throughout ComEd service territory. ...

Energy
Up to $800 rebate

Nicor Gas High-Efficiency Furnace Rebate

Rebate for Nicor Gas customers who install qualifying high-efficiency natural gas furnaces (95% AFUE or higher). Higher ...

Energy
Up to $400 rebate

Nicor Gas Water Heater Rebate

Rebate for qualifying high-efficiency natural gas water heaters, including tankless and storage models with energy facto...

Energy
Up to $100 rebate

Nicor Gas Smart Thermostat Program

Rebate for qualifying smart thermostats that control natural gas heating systems. Smart thermostats optimize heating sch...

Energy
Up to 100% project cost covered

Illinois Solar for All Program

State-funded program providing solar panel installation at little to no cost for income-qualified Illinois homeowners. P...

Solar/Renewable
30% of system cost as tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar panel systems installed through 2032. Credit can be cla...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners to repair or improve their homes, remove health and safety ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for Veterans with certain service-connected disabilities to construct, purchase, or modify a home to meet their ac...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for Veterans with certain service-connected disabilities (such as blindness or loss of use of both hands) to adapt...

Veterans
Free lead hazard removal

Illinois Lead Poisoning Prevention Program

State-funded program providing free lead hazard remediation for qualifying Illinois homes where a child with an elevated...

Home Repair
Up to $15,000 for accessibility modifications

Illinois ADA Bathroom Modification Program

Provides grants and low-interest loans for Illinois homeowners with disabilities or seniors to make bathroom modificatio...

Seniors & Disability
Up to $8,000 grant

Kane County Senior Home Repair Program

Grant program for Kane County homeowners age 60+ who need emergency home repairs or accessibility modifications. Priorit...

Seniors & Disability
Up to $15,000 for modifications

Illinois Home Accessibility Program (IHAP)

Provides grants to Illinois residents age 60+ or adults with disabilities to make home accessibility modifications that ...

Seniors & Disability
Free energy efficiency upgrades

ComEd Income-Qualified Energy Efficiency Program

Provides free energy efficiency upgrades to income-qualified ComEd customers, including LED bulbs, air sealing, insulati...

Weatherization
Free energy efficiency services

Nicor Gas Income-Qualified Home Energy Savings Program

Free energy assessment and efficiency upgrades for income-qualified Nicor Gas customers, including furnace tune-ups, air...

Weatherization
Up to $5,000 low-interest loan

Kane County Sewer Lateral Repair Program

Low-interest loan program to help Kane County homeowners repair or replace failing private sewer laterals. Loans offered...

Home Repair
Free weatherization services

LIHEAP Weatherization Assistance

Free weatherization services for low-income Illinois households through the federal Low Income Home Energy Assistance Pr...

Weatherization

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Algonquin

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Algonquin, IL?

26 programs are currently listed for Algonquin, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Algonquin have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Algonquin, 17 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Algonquin?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.