Home Improvement Grants in Naperville.

Browse cataloged grants, rebates, loans, and other assistance records for Naperville, IL. Verify each program's current rules, service area, and status.

The Naperville, IL directory shows 30 cataloged resources. Of those, 27 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 27 records is $126,526, not an estimate of your award. Discovery tags include 7 senior-related records, 2 veteran-related records, and 14 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates7Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 30 resources (27 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $20,000

Illinois Weatherization Assistance Program (WAP)

Federally-funded weatherization program that helps income-qualified Illinois homeowners and renters reduce energy costs ...

Weatherization
Up to $30,000 forgivable loan

IHDA Home Accessibility Program

Provides forgivable loans to income-qualified Illinois homeowners for accessibility modifications benefiting a household...

Seniors & Disability
Rebates up to $500

ComEd Home Energy Rebates

ComEd offers rebates for energy-efficient appliances and improvements including heat pump water heaters, insulation, air...

Energy
Up to $750 rebate

Nicor Gas High Efficiency Furnace Rebate

Rebate program for Nicor Gas customers who install qualifying high-efficiency furnaces (95% AFUE or higher). Rebate amou...

Energy
Up to $1,000 rebate

Nicor Gas High Efficiency Boiler Rebate

Rebate for Naperville homeowners who install qualifying high-efficiency boilers (95% AFUE or higher) through Nicor Gas s...

Energy
Up to $3,500 in free upgrades

ComEd Income-Qualified Weatherization

Free weatherization services for income-qualified ComEd customers including air sealing, insulation, LED lighting, and o...

Weatherization
Up to $5,000 in free upgrades

Nicor Gas Income-Qualified Home Upgrades

Free home energy upgrades for income-qualified Nicor Gas customers including furnace repair/replacement, insulation, pro...

Weatherization
Free lead hazard removal

Illinois Lead Poisoning Prevention Program

State-funded program to reduce lead hazards in homes with children under age 6 who have elevated blood lead levels. Cove...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very-low-income homeowners to repair, improve, or modernize their homes, or r...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with service-connected disabilities to modify a home to accommodate their disability. Covers...

Veterans
Varies by system size and income

Illinois Shines Solar Incentive Program

Illinois Shines provides performance-based incentives for residential solar installations. Incentives are higher for inc...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar energy system (including battery storage if charged by...

Solar/Renewable
Up to $1,500 rebate

ComEd Heat Pump Rebate

Rebate for ComEd customers who install qualifying energy-efficient air-source or ground-source heat pumps. Enhanced reba...

Energy
Up to $100 rebate

ComEd Smart Thermostat Rebate

Instant rebate on qualifying ENERGY STAR certified smart thermostats purchased from participating retailers or installed...

Energy
Up to $10,000 in repair value

DuPage Habitat for Humanity Critical Home Repair

Critical home repair program for income-qualified DuPage County homeowners, with priority for seniors and persons with d...

Home Repair
Up to $5,000 grant

Naperville Water Utility Sewer Lateral Assistance

Grant assistance for income-qualified Naperville homeowners to repair or replace failing sewer laterals. Priority given ...

Home Repair
Loans up to $12,000

Illinois EPA Septic System Upgrade Program

Low-interest loan program to help Illinois homeowners repair or replace failing septic systems. Available through partic...

Home Repair
Up to $50,000 forgivable loan

Rebuild Illinois Affordable Housing Program

State-funded owner-occupied rehabilitation program providing forgivable loans for major home repairs and improvements. L...

Home Repair
Defer property tax increase

Illinois Senior Citizens Property Tax Deferral

Illinois seniors age 65+ with household income under $65,000 can defer property tax increases above previous year's amou...

Property Tax Relief
Up to $40,000 forgivable loan

DuPage County HOME Rehabilitation Program

Federally-funded HOME program providing forgivable loans for major home repairs to income-qualified DuPage County homeow...

Home Repair
Up to $400 rebate

Nicor Gas Water Heater Rebate

Rebate for Nicor Gas customers who install qualifying high-efficiency natural gas water heaters (0.67 UEF or higher) or ...

Energy
Matching grants up to $5,000

Naperville Historic Preservation Commission Grant

Matching grant program for owners of properties in Naperville's historic districts or designated landmarks to assist wit...

Historic
Up to $1,500 emergency grant

DuPage County Emergency Furnace Assistance

Emergency assistance for income-qualified DuPage County residents facing heating emergencies. Helps with furnace repair ...

Emergency
Free radon test kits

Illinois Radon Awareness Program

Illinois residents can order free short-term radon test kits to test their homes. While mitigation costs are not covered...

Home Repair
Up to $150 rebate

ComEd Window and Door Rebate

Rebate for ComEd customers who install ENERGY STAR certified windows and doors. Available for qualifying replacement win...

Energy

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Contractor listings in Naperville

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Subscribe for this city only. If our scheduled checks detect a new stored program, an opening or closure, a deadline or funding-status change, or a correction to a stored amount, we may email you. This is not a periodic digest: no email is sent when no qualifying change is detected. Detection, coverage, and delivery are not guaranteed, so keep checking with administrators. Every alert includes an unsubscribe link.

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Local help in Naperville, IL

Organizations that help Naperville homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Naperville, IL?

The directory includes 27 possible-program records associated with Naperville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Naperville classified?

Our classifier labels 17 records as grants, 2 as forgivable loans, and 7 as rebates in Naperville. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Naperville?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.