USDA Section 504 Home Repair Program

About This Program

Low-interest loans and grants to very-low-income rural homeowners to repair, improve, or modernize their homes and remove health and safety hazards. Grants up to $10,000 available for homeowners 62+ to address accessibility modifications.

Combination of loan and grant based on age and repair needs

Key Details

• Loans up to $40,000 at 1% interest, 20-year term
• Grants up to $10,000 for seniors 62+ (accessibility)
• Income at or below 50% area median income
• Must be in USDA-eligible rural area
• Can combine loan and grant up to $50,000

How to Apply

A grant-savvy contractor in Alice, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding