Illinois HOME Investment Partnerships Program

Illinois Housing Development Authority (IHDA)

Available Home Repair

About This Program

Federal HOME funds distributed by IHDA through local government agencies for homeowner rehabilitation. Provides grants and forgivable loans for major repairs to income-qualified homeowners. Contact Cook County or nearby HOME-participating municipalities for availability.

Forgivable loan/grant typically forgiven after 5-10 years of occupancy

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Federal HOME funds up to $35,000
  • For major home rehabilitation
  • Income-qualified homeowners
  • Administered through local agencies
  • Typically forgivable after 5-10 years

How to Apply

A grant-savvy contractor in Alsip, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Alsip early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Administered through local agencies

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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