Find grants, rebates, forgivable loans, and free programs for Alton, IL, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Alton, IL, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan program for major home repairs in Alton city limits. Loan is forgiven after 5 years of conti...
HUD-funded lead hazard control program for Madison County homes built before 1978 with children under age 6. Provides fr...
Federally-funded weatherization program administered through local agencies providing free home energy efficiency upgrad...
Ameren Illinois offers rebates for qualifying energy efficiency improvements including insulation, air sealing, HVAC tun...
Rebates for high-efficiency central air conditioners, heat pumps, and furnaces installed by participating contractors. R...
Free home energy efficiency improvements for income-qualified Ameren Illinois customers. Includes home energy assessment...
USDA provides loans up to $40,000 and grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural area...
Grant program for low-income Illinois homeowners with disabilities to make accessibility modifications including ramps, ...
VA grant for veterans with certain service-connected disabilities to construct or modify a home for wheelchair accessibi...
VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modific...
Matching grant program for exterior restoration of contributing historic properties within Alton's historic districts. E...
Grant program for Madison County homeowners age 60+ with income below 80% AMI to address health and safety hazards. Cove...
Grant program to assist low-income homeowners with the cost of repairing or replacing damaged sewer lateral connections ...
State incentive program providing upfront rebates and renewable energy credits for residential solar panel installations...
Former federal disaster recovery program for homeowners affected by economic hardship. While this specific program is cl...
Federal HOME funds administered by Madison County for comprehensive home rehabilitation. Forgivable loan for eligible ow...
Emergency furnace replacement grant for low-income homeowners during heating season when existing furnace is inoperable....
Illinois Senior Citizens Assessment Freeze Homestead Exemption freezes property assessments for eligible seniors age 65+...
Rebates for high-efficiency electric water heaters and heat pump water heaters installed by participating contractors. H...
Free wheelchair ramp installation for low-income residents with mobility disabilities. Ramps are built to ADA specificat...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Alton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Alton, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.