Find grants, rebates, forgivable loans, and free programs for Amarillo, TX, filtered to your situation.
As of June 2026, 30 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Amarillo, TX, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that helps low-income Texas households reduce energy costs by making their homes more energy ef...
Provides major home repairs and rehabilitation for low- to moderate-income owner-occupants in Amarillo city limits. Forg...
Provides accessibility modifications to homes of low-income disabled residents in Amarillo. Covers wheelchair ramps, bat...
Rebate for Amarillo homeowners who upgrade to high-efficiency central air conditioning systems (16 SEER or higher). Reba...
Rebate for installing qualifying air-source or geothermal heat pumps in Amarillo homes. Higher rebates available for ENE...
Rebate for adding insulation to attics, walls, or basements in Amarillo homes. Must meet minimum R-value requirements an...
Rebate for purchasing and installing a qualifying smart thermostat. Customers can save energy and receive additional rew...
Texas state law exempts 100% of the added home value from solar panel installation from property taxes. Amarillo homeown...
Very low-interest loans (1%) for low-income homeowners in eligible rural areas near Amarillo to repair, improve, or mode...
Grants for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Can be combin...
Grant for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...
Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home in which they wi...
Federally funded program administered by TDHCA providing grants for owner-occupied housing rehabilitation. Amarillo area...
Provides minor home repairs and safety modifications for low-income seniors age 60 and older in Potter County. Priority ...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ag...
Assists low-income homeowners with emergency repairs to water and sewer laterals connecting their home to city mains. Co...
Rebate for upgrading to ENERGY STAR certified electric or natural gas water heater. Higher rebates available for heat pu...
Provides assistance for critical foundation and structural repairs to low-income homeowners. Forgivable loan becomes a g...
Professional home energy assessment identifying opportunities to save energy and money. Includes blower door test, therm...
HUD-certified housing counseling services including homebuyer education, foreclosure prevention, and financial literacy....
Below-market rate home improvement loans for Texas homeowners to make repairs, accessibility modifications, or energy im...
Emergency assistance for furnace or heating system replacement when existing system has failed and poses health/safety r...
Provides roof repair or replacement for low-income homeowners when roof condition threatens structural integrity or crea...
Cost-share program for repairing or replacing failing septic systems in unincorporated Potter County. Homeowner pays 50%...
Below-market rate home improvement loans exclusively for Texas veterans. Competitive fixed rates, flexible terms up to 2...
Helps low-income homeowners correct code violations that pose health and safety risks. Available when homeowner has rece...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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30 programs are currently listed for Amarillo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Amarillo, 18 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.