USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans (1%) for low-income homeowners in eligible rural areas near Amarillo to repair, improve, or modernize their homes. Must be unable to obtain affordable credit elsewhere.

Low-interest loan at 1% fixed rate for home repairs, 20-year term

Key Details

  • Loans up to $40,000 at 1% interest
  • Income at or below 50% AMI
  • Must be in eligible rural area near Amarillo
  • 20-year repayment term
  • Cannot obtain affordable credit elsewhere

How to Apply

Visit Official Program Page Track this program

(806) 468-8600

Deadline: Year-round applications

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