Home Improvement Grants in Ames.

Find grants, rebates, forgivable loans, and free programs for Ames, IA, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ames, IA, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 12 require no income limit.

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $24,999 forgivable loan

City of Ames Owner-Occupied Rehabilitation Program

Provides forgivable loans to income-eligible homeowners for major home repairs and rehabilitation. The loan is forgiven ...

Home Repair
Up to $7,500 grant

Ames Emergency Home Repair Grant

Provides emergency repair grants for health and safety hazards in owner-occupied homes. Eligible repairs include furnace...

Emergency
Up to $15,000 forgivable loan

Ames Accessibility Modification Program

Provides forgivable loans for accessibility improvements to assist seniors and persons with disabilities to remain in th...

Seniors & Disability
Up to $5,000 low-interest loan

Ames Sewer Lateral Repair Assistance

Provides low-interest loans to assist property owners with the cost of repairing or replacing their private sewer latera...

Home Repair
Average $7,000-$10,000 per home

Iowa Weatherization Assistance Program (Ames)

Federally funded weatherization program administered by MICA Community Action serving Story County. Provides free energy...

Weatherization
Free assessment + instant savings measures

Alliant Energy Home Energy Assessment

Free in-home energy assessment for Alliant Energy customers. Includes instant installation of LED bulbs, faucet aerators...

Energy
Up to $800 per system

Alliant Energy HVAC Rebates

Rebates for high-efficiency heating and cooling equipment upgrades. Covers natural gas furnaces (AFUE 95%+), central air...

Energy
Up to $600

Alliant Energy Insulation Rebate

Rebates for adding insulation to attics, walls, or crawl spaces in existing homes. Must meet minimum R-value requirement...

Weatherization
Up to $500

Alliant Energy Water Heater Rebate

Rebates for high-efficiency water heaters including natural gas tankless ($300), natural gas storage with 0.67+ UEF ($10...

Energy
$100 rebate

Alliant Energy Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat. Device must be Wi-Fi enabled and ENERGY STAR certifi...

Energy
Down payment assistance up to $2,500

Iowa Finance Authority FirstHome Program

Low-interest mortgage financing and down payment assistance for first-time homebuyers in Iowa. Includes $2,500 down paym...

Homebuyer
Free lead hazard testing and remediation

Iowa Lead Hazard Reduction Program

Provides free lead testing and hazard reduction services for homes built before 1978 with children under age 6. Services...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants to help eligible veterans with certain service-connected disabilities purchase or modify a home to accommodate th...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants to help eligible veterans with certain service-connected disabilities adapt a family member's home or their own h...

Veterans
Up to $5,000 grant

Story County Senior Home Repair Program

Provides grants to income-eligible seniors age 60+ in Story County for emergency home repairs and minor accessibility mo...

Seniors & Disability
State tax credit up to $5,000

Iowa Solar Energy Tax Credit

Iowa offers a state tax credit for residential solar energy system installations. The credit equals the lesser of $5,000...

Solar/Renewable
Bill credits for solar generation

Alliant Energy Solar Rewards Program

Net metering program that provides bill credits for excess solar energy sent back to the grid. Customers receive retail ...

Solar/Renewable
Varies by household income

Iowa Property Tax Credit for Seniors and Disabled

Provides property tax relief for Iowa homeowners who are age 65+, disabled, or a surviving spouse. The credit amount is ...

Property Tax Relief
$1,852 annual credit (2024)

Iowa Military Veteran Property Tax Credit

Provides property tax credit to eligible Iowa veterans who served during wartime or have a service-connected disability....

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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