City of Ames Owner-Occupied Rehabilitation Program

City of Ames Community Development (CDBG)

Available Home Repair

About This Program

Provides forgivable loans to income-eligible homeowners for major home repairs and rehabilitation. The loan is forgiven after 5 years of continued owner-occupancy. Applicants must be at or below 80% Area Median Income.

Forgivable loan amount based on scope of needed repairs, no repayment if residency maintained for 5 years

Key Details

  • Forgivable loan up to $24,999 for major repairs
  • Must be owner-occupied in Ames city limits
  • Income at or below 80% AMI required
  • Forgiven after 5 years of compliance
  • Covers structural, roofing, plumbing, electrical

How to Apply

A grant-savvy contractor in Ames, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling basis, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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