Find grants, rebates, forgivable loans, and free programs for Amherst, NY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Amherst, NY, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program providing free energy efficiency improvements to income-eligible households. Includes insulatio...
CDBG-funded forgivable loan for major home repairs to owner-occupied single-family homes in Amherst. Covers structural, ...
Provides emergency repair grants for owner-occupied homes in Amherst where health and safety hazards exist. Priority giv...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Erie County. Priorit...
CDBG-funded grant for accessibility modifications to owner-occupied homes in Amherst for persons with disabilities or mo...
Rebate for National Fuel customers who install qualifying high-efficiency natural gas furnaces (95% AFUE or higher). Ava...
Rebate for National Fuel customers who install qualifying high-efficiency natural gas water heaters (0.67 UEF or higher ...
Rebate for NYSEG electric customers who install qualifying air-source or ground-source heat pumps. Rebate amounts vary b...
State-funded incentive for installing central air-source heat pumps or ductless mini-split systems. Rebate amounts vary ...
State incentive for residential solar photovoltaic installations in New York. Incentive amount varies by utility territo...
HUD HOME-funded forgivable loan for substantial rehabilitation of owner-occupied homes in Erie County. Covers major repa...
Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair,...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...
Grant for veterans with certain service-connected disabilities to adapt a home they or a family member own to accommodat...
Grant program for Erie County residents age 60+ to make essential home repairs that enable them to age in place safely. ...
Rebate for National Fuel customers who purchase and install a qualifying Wi-Fi-enabled programmable thermostat. Device m...
Rebate program for NYSEG electric customers who recycle old, working refrigerators and freezers. NYSEG picks up the appl...
Instant point-of-sale discounts on ENERGY STAR certified LED bulbs and fixtures at participating retailers. NYSEG custom...
School Tax Relief (STAR) program provides property tax exemption for owner-occupied primary residences. Basic STAR avail...
No-cost energy efficiency upgrades for income-qualified New York households. Includes air sealing, insulation, LED light...
Federally-funded program that helps low-income New Yorkers pay heating bills. Regular HEAP benefit is a one-time payment...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Amherst, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Amherst, 15 programs do not require repayment, 2 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.