USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants (up to $10,000) available only to seniors 62+ unable to repay a loan. Note: Most of Amherst is not classified as rural; check eligibility.

Loan at 1% interest or grant for seniors 62+; eligibility limited to rural areas

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+ only
  • Income at or below 50% AMI required
  • Limited to USDA-eligible rural areas
  • Most of Amherst does not qualify as rural

How to Apply

Get free help applying Visit Official Program Page Track this program

(585) 343-9167

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Deadline: Rolling applications

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