USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair or improve their homes. Seniors age 62+ may qualify for grants up to $10,000 to remove health and safety hazards.

Combination of loan (up to $40,000 at 1%) and grant (up to $7,500 for seniors)

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $7,500 for homeowners 62+ to remove hazards
  • Very-low-income requirement (50% AMI or below)
  • Must be in USDA-eligible rural area
  • Owner-occupied home only

How to Apply

Get free help applying Visit Official Program Page Track this program

(218) 828-3266

A grant-savvy contractor in Andover, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

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