Find grants, rebates, forgivable loans, and free programs for Andover, MA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Andover, MA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Free comprehensive energy assessment for Andover homes served by National Grid or Eversource. Includes no-cost LED bulbs...
Rebates for ductless mini-split and central air-source heat pumps in Andover homes. Up to $1,250 per indoor unit for duc...
Rebates covering 75% of insulation costs for attics, basements, and walls in Andover homes. Moderate-income households (...
Solar Massachusetts Renewable Target (SMART) program provides fixed per-kWh bill credits for solar electricity generated...
Federally-funded weatherization program for low-income Andover residents at or below 60% of state median income. Provide...
Low-interest loans for solar photovoltaic and solar thermal systems in Andover. Interest rates typically 4-5% with terms...
State-mandated lead abatement program for Andover homes built before 1978 when a child under 6 has an elevated blood lea...
Low-interest loans for septic system repair, replacement, or upgrade to meet Title 5 requirements in Andover. Interest r...
Grants for restoration and preservation of historic properties in Andover, funded through local Community Preservation A...
Low-interest home improvement loans for income-eligible Andover homeowners through MassHousing-approved lenders. Interes...
Low-interest loans for accessibility modifications in Andover homes for residents with disabilities or seniors aging in ...
Andover residents age 60+ can volunteer for town departments and earn up to $1,500 credit toward property taxes. Partici...
State income tax credit for Massachusetts seniors age 65+ whose property tax or rent exceeds 10% of income. Andover resi...
Grant for Andover veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility. Cov...
Grant for Andover veterans with certain service-connected disabilities to adapt a home. Covers modifications such as ram...
Very low-interest loans (1%) for very-low-income homeowners in eligible rural areas near Andover to repair, improve, or ...
Grants up to $10,000 for very-low-income homeowners age 62+ in eligible rural areas near Andover to remove health and sa...
Emergency home repair grants for low-income homeowners in Andover and other Essex County communities. Addresses immediat...
Performance-based incentives for solar photovoltaic systems installed on Andover homes served by National Grid. Incentiv...
Rebates for high-efficiency water heaters in Andover homes. Up to $1,200 for heat pump water heaters, $750 for ENERGY ST...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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