Massachusetts Title 5 Septic Loan Program

MA Clean Water Trust

Available Home Repair

About This Program

Low-interest loans for septic system repair, replacement, or upgrade to meet Title 5 requirements in Andover. Interest rates typically 2-3% with up to 20-year terms. No income restrictions. Additional subsidies available for income-qualified households.

Typical full septic system replacement financed at subsidized rate

Key Details

  • Low-interest loans up to $50,000 for septic work
  • Interest rates typically 2-3%
  • Terms up to 20 years available
  • No income restrictions, available to all Andover homeowners
  • Additional subsidies for low-income households

How to Apply

Get free help applying Visit Official Program Page Track this program

(617) 626-1282

A grant-savvy contractor in Andover, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round program

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