Texas Energy Efficiency Retrofit Loan

Texas Department of Housing and Community Affairs

Available Energy Assistance

About This Program

Low-interest loan program for Texas homeowners to finance energy efficiency improvements including insulation, windows, HVAC upgrades, solar panels, and energy-efficient appliances. Designed to reduce utility costs through verified energy savings.

Average loan for comprehensive energy efficiency retrofit package

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $15,000 for energy efficiency improvements
  • Low interest rates for qualified homeowners
  • Income at or below 115% AMI preferred
  • Covers insulation, windows, HVAC, solar, appliances
  • Loan repayment through utility bill savings

How to Apply

A grant-savvy contractor in Andrews, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Andrews early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Andrews, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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