Home Improvement Grants in Andrews.

Find grants, rebates, forgivable loans, and free programs for Andrews, TX, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Andrews, TX, with individual awards up to $126,526. 6 programs target seniors, 4 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 in weatherization improvements

Texas Weatherization Assistance Program (WAP)

Federally funded program administered by TDHCA that provides free weatherization services to income-eligible households ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans and grants to very-low-income rural homeowners in Andrews County to repair, improve, or mod...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. Qualify...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside o...

Veterans
Loans up to $25,000

Texas Veteran Home Improvement Program

Low-interest loan program for Texas veterans to finance home improvements, repairs, and upgrades. Available to veterans ...

Veterans
Up to $60,000 forgivable loan

Texas HOME Owner-Occupied Rehabilitation

Federal HOME funds administered by TDHCA for rehabilitation of owner-occupied homes in Texas. Provides forgivable loans ...

Home Repair
Up to $1,000 rebate

Atmos Energy HVAC Efficiency Rebate

Rebate for Atmos Energy customers in Andrews who install qualifying high-efficiency natural gas furnaces or boilers. Reb...

Energy
Up to $500 rebate

Atmos Energy Water Heater Rebate

Rebate for Atmos Energy customers in Andrews who install qualifying high-efficiency natural gas tankless or storage wate...

Energy
Free lead abatement services

Texas Lead Hazard Reduction Program

State-administered HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with...

Home Repair
Up to $5,000 forgivable loan

Andrews Sewer Lateral Repair Assistance

City-funded program to assist Andrews homeowners with repair or replacement of private sewer lateral lines from home to ...

Home Repair
Loans up to $15,000

Texas Energy Efficiency Retrofit Loan

Low-interest loan program for Texas homeowners to finance energy efficiency improvements including insulation, windows, ...

Energy
Up to $3,500 grant

Andrews County Senior Home Repair

County-funded grant program for low-income senior homeowners age 65+ in Andrews County to address minor emergency repair...

Seniors & Disability
Up to $85 rebate

Oncor Smart Thermostat Rebate

Rebate for Oncor service area customers in Andrews who purchase and install qualifying smart thermostats. Smart thermost...

Energy
30% of system cost as tax credit

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for Andrews homeowners who install solar photovoltaic systems. Credit equals 30% of total system cost...

Solar/Renewable
$10,000 exemption from home value

Texas Senior Property Tax Exemption

Texas state law provides a $10,000 property tax exemption from school district taxes for homeowners age 65 or older. Add...

Property Tax Relief
$10,000 exemption from home value

Texas Disability Property Tax Exemption

Texas state law provides a $10,000 property tax exemption from school district taxes for homeowners with a qualifying di...

Property Tax Relief
Partial to full exemption based on disability rating

Texas Disabled Veteran Property Tax Exemption

Texas provides partial to full property tax exemptions for disabled veterans based on VA disability rating. Veterans wit...

Property Tax Relief
Up to $10,000 grant

Texas Emergency Home Repair Grant

State-funded emergency repair grants for very low-income Texas homeowners facing urgent health and safety hazards. Prior...

Emergency
Up to $65 rebate

Oncor A/C Tune-Up Rebate

Rebate for Oncor service area customers in Andrews who schedule a professional air conditioning tune-up with a participa...

Energy
Down payment assistance up to $15,000

Texas First-Time Homebuyer Program (My First Texas Home)

State program offering low-interest mortgages and down payment assistance grants to first-time homebuyers in Andrews and...

Homebuyer

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in Andrews, TX?

24 programs are currently listed for Andrews, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Andrews have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Andrews, 15 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Andrews?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.