Find grants, rebates, forgivable loans, and free programs for Ann Arbor, MI, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ann Arbor, MI, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 16 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 9 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal WAP program administered by Michigan DHHS provides free weatherization improvements to income-qualified househol...
CDBG-funded forgivable loan for major home repairs for low-income owner-occupants in Ann Arbor. Loan is forgiven after 5...
Emergency repair grants for very low-income Ann Arbor homeowners facing immediate health or safety hazards. Priority giv...
Provides grants for accessibility modifications to homes of low-income Ann Arbor residents with disabilities. Includes r...
HUD-funded lead hazard control program for Washtenaw County homes built before 1978 with children under 6 or pregnant wo...
Free in-home energy assessment from DTE Energy includes instant installation of energy-saving devices and customized rec...
Rebates for attic, wall, and basement insulation improvements plus air sealing for DTE electric customers in Ann Arbor. ...
Rebates for qualifying air-source and ground-source heat pumps for DTE customers. Incentive amount varies by system type...
Rebates for ENERGY STAR certified heat pump water heaters and high-efficiency electric storage water heaters for DTE cus...
Rebate for qualifying smart or programmable thermostats for DTE electric heating customers. Enrollment in DTE Insight mo...
Rebate for purchase and installation of qualifying Level 2 electric vehicle charger for DTE residential customers. Must ...
Income-qualified customers receive enhanced weatherization services at no cost including furnace repair/replacement, ins...
Ann Arbor provides streamlined solar permitting, vetted installer list, and technical assistance for residential solar i...
Low-interest home improvement loans through MSHDA for income-qualified Michigan homeowners. Loans can be used for repair...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their needs. Covers w...
Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home where they ...
Grants and low-interest loans for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...
Grant program for low-income seniors age 60 and older in Washtenaw County for emergency home repairs and accessibility m...
HOME funds support rehabilitation of owner-occupied homes for low-income Ann Arbor households. Forgivable loan for major...
Financial assistance for low-income Ann Arbor homeowners to repair or replace failing private sewer laterals. Helps prev...
Grant assistance for low-income Ann Arbor homeowners to replace failing or lead water service lines on private property....
Reimbursement program for Ann Arbor residents who plant qualifying trees on their property. Helps expand urban canopy, i...
Matching grants for exterior restoration work on contributing properties in Ann Arbor's local historic districts. Suppor...
Rebate program for Ann Arbor property owners who install qualifying green stormwater infrastructure like rain gardens, b...
Rebates for qualifying ENERGY STAR certified refrigerators, freezers, and dehumidifiers for DTE customers. Appliance rec...
Comprehensive rebate program for natural gas customers in Consumers Energy service territory. Includes rebates for high-...
Allows qualifying Michigan seniors age 62+ with household income below $40,000 to defer property tax payments. Deferred ...
Refundable Michigan income tax credit for homeowners and renters whose property taxes exceed 3.2% of household income. P...
Provides home heating assistance and crisis intervention to eligible Michigan households through local MDHHS offices. He...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
33 programs are currently listed for Ann Arbor, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Ann Arbor, 20 programs do not require repayment, 2 are forgivable loans, and 9 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.