USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Grants and low-interest loans for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Seniors 62+ may qualify for grants to make accessibility improvements.

Combines grant and loan components based on age and income

Key Details

  • Grants up to $7,500 for seniors 62+
  • Loans up to $20,000 at 1% interest
  • Income at or below 50% AMI
  • Must be in eligible rural area
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(517) 324-5190

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Deadline: Rolling applications

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