USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans up to $40,000 and grants up to $10,000 to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants are available only to elderly (62+) homeowners who cannot afford a loan to remove health and safety hazards.

Loan at 1% interest or grant for seniors 62+ unable to repay loan

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income homeowners in rural areas
  • Must be unable to obtain affordable credit
  • Covers health and safety hazards

How to Apply

A grant-savvy contractor in Anniston, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to annual funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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