DeSoto County SHIP Owner-Occupied Rehabilitation

DeSoto County Housing Services / Florida Housing Finance Corporation

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) program providing forgivable loans for rehabilitation of owner-occupied homes in DeSoto County. Loan forgiven after 15 years of continued occupancy. Income limits apply based on household size.

Forgivable loan for major rehabilitation, no repayment if you remain in home 15 years

Key Details

  • Forgivable loan up to $40,000 for major repairs
  • Must be owner-occupied in DeSoto County
  • Income at or below 140% area median income
  • Loan forgiven after 15 years of occupancy
  • Covers roofing, structural, systems repairs

How to Apply

A grant-savvy contractor in Arcadia, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round while funds available

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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