USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very-low-income homeowners in rural areas to repair, improve or modernize homes, or to remove health and safety hazards. Seniors 62+ may qualify for grants up to $10,000 for accessibility improvements.

Combination of 1% loan (up to $40,000) and grant (up to $10,000 for seniors 62+)

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ (accessibility)
  • Very low income rural homeowners (50% AMI or below)
  • Must be unable to obtain affordable credit elsewhere
  • Covers health/safety hazards and necessary repairs

How to Apply

A grant-savvy contractor in Arcadia, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Arcadia, FL

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