IHDA Single-Family Rehabilitation Loan Program

Illinois Housing Development Authority

Available Home Repair

About This Program

Low-interest home improvement loans for owner-occupied single-family homes in Illinois. Funds can be used for major repairs, accessibility modifications, energy efficiency improvements, and health and safety issues.

Low-interest loan at approximately 3% APR for qualified borrowers

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $30,000
  • 3% APR for income-qualified borrowers
  • Must be owner-occupied primary residence
  • Covers major repairs and improvements
  • Administered through participating lenders

How to Apply

A grant-savvy contractor in Arlington Heights, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Arlington Heights early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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