Home Improvement Grants in Asheville.

Find grants, rebates, forgivable loans, and free programs for Asheville, NC, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Asheville, NC, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $40,000

City of Asheville Owner-Occupied Housing Rehabilitation

Provides forgivable loans for major home repairs to income-eligible owner-occupants in Asheville city limits. Loan is fo...

Home Repair
Up to $10,000 grant

City of Asheville Emergency Home Repair

Provides emergency repair grants for urgent health and safety hazards in owner-occupied homes within Asheville city limi...

Emergency
Up to $25,000 grant

City of Asheville Accessibility Modification Program

Provides grants for accessibility modifications to assist elderly and disabled homeowners to remain safely in their home...

Seniors & Disability
Average $8,500 in weatherization services

North Carolina Weatherization Assistance Program (WAP)

Federally funded weatherization program administered locally by Mountain Projects Inc. Provides free energy efficiency i...

Weatherization
Up to $50,000 loan

NC Housing Finance Agency Rehabilitation Loan

Low-interest rehabilitation loans for owner-occupied homes in North Carolina. Funds can be used for major repairs, acces...

Home Repair
Up to $1,000 in free products and rebates

Duke Energy Home Energy House Call

Free in-home energy assessment with installation of free energy-saving products including LED bulbs, smart power strips,...

Energy
Up to $1,200 rebate

Duke Energy Heat Pump Rebate Program

Rebates for installation of qualifying high-efficiency heat pump systems. Rebate amounts vary based on system efficiency...

Energy
Up to $120 rebate

Duke Energy Smart Thermostat Program

Rebates for purchasing and installing qualifying smart thermostats. Smart thermostats optimize heating and cooling sched...

Energy
Credits based on solar production

NC Solar Renewable Energy Credit (SREC) Program

North Carolina's Renewable Energy Portfolio Standard allows residential solar system owners to earn Solar Renewable Ener...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants & Loans

Provides grants up to $10,000 for seniors 62+ and loans up to $27,500 for very low-income homeowners in eligible rural a...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to help purchase or construct an adapted home, o...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with service-connected disabilities (such as blindness or severe burns) to help make adaptat...

Veterans
Up to $5,000 grant

Buncombe County Senior Home Repair Program

Assists low-income seniors age 60+ in Buncombe County with minor home repairs and modifications to help them age in plac...

Seniors & Disability
30% of system cost as tax credit

Federal Residential Clean Energy Credit (Solar ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Credit applies to solar pan...

Solar/Renewable
Excludes $30,000+ of home value from taxes

North Carolina Elderly & Disabled Property Tax Exclusion

Excludes $30,000 or 50% of assessed home value (whichever is greater) from property taxes for qualifying North Carolina ...

Property Tax Relief
Excludes $45,000 of home value from taxes

North Carolina Disabled Veteran Property Tax Exclusion

Excludes the first $45,000 of assessed value from property taxes for 100% permanently and totally disabled veterans in N...

Property Tax Relief
Up to $7,500 grant

Asheville Water Sewer Lateral Repair Assistance

Assists low-income homeowners with the cost of repairing or replacing private sewer lateral lines from the home to the c...

Home Repair
Up to $50,000 grant

North Carolina Disaster Recovery Housing Program

Provides grants to homeowners affected by federally-declared disasters in North Carolina. Covers unmet recovery needs no...

Disaster
Up to $5,000 matching grant

Asheville Historic Resources Commission Restoration Grants

Matching grants for exterior restoration of historic properties in Asheville's local historic districts. Funds can be us...

Historic
30% of qualified expenses as state tax credit

North Carolina Historic Rehabilitation Tax Credit

State income tax credit equal to 30% of qualified rehabilitation expenses for income-producing historic properties, or 1...

Historic
Free lead hazard reduction

NC Department of Health Lead Hazard Reduction Program

HUD-funded program to identify and eliminate lead-based paint hazards in homes built before 1978 where children under 6 ...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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