NC Housing Finance Agency Rehabilitation Loan

North Carolina Housing Finance Agency

Available Home Repair

About This Program

Low-interest rehabilitation loans for owner-occupied homes in North Carolina. Funds can be used for major repairs, accessibility modifications, energy improvements, and code compliance. Interest rates typically 3-5% with terms up to 20 years.

Low-interest loan with monthly payments based on income and loan amount

Key Details

  • Low-interest loans up to $50,000
  • Income limits vary by county (typically 80-115% AMI)
  • Interest rates typically 3-5%
  • Terms up to 20 years
  • Must be owner-occupied primary residence

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 877-5700

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Deadline: Contact lenders for current availability

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