City of Ashland Owner-Occupied Rehabilitation Program

About This Program

CDBG-funded home rehabilitation program for owner-occupied homes in Ashland city limits. Provides forgivable loans for major repairs and system replacements. Loan is forgiven after 5 years of continued owner-occupancy.

Forgivable loan, no repayment required after 5 years of compliance

Key Details

• Forgivable loan up to $24,999 for major repairs
• Income at or below 80% AMI required
• Must be owner-occupied within Ashland city limits
• Forgiven after 5 years of continued residency
• Covers structural, mechanical, and safety repairs

How to Apply

A grant-savvy contractor in Ashland, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding availability