USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income rural homeowners to repair or improve their homes or remove health and safety hazards. Grants (up to $10,000) available only to seniors 62+ who cannot repay a loan. Loans up to $40,000 at 1% interest for 20 years. Auburn may qualify as eligible rural area.

Typical loan amount for moderate home repairs in rural areas

Key Details

  • 1% interest loans up to $40,000
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • Income at or below 50% area median income
  • Must be in eligible rural or suburban area
  • Covers health, safety, and accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(508) 799-5155

A grant-savvy contractor in Auburn, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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