USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans and grants to very low-income homeowners in eligible rural areas near Aurora to repair or improve their homes. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards. Loans up to $40,000 at 1% interest for 20 years.

Senior grant up to $10,000 or low-interest loan up to $40,000; combination possible

Key Details

  • Grants up to $10,000 for seniors 62+ (very low income)
  • Loans up to $40,000 at 1% interest for 20 years
  • Must be in eligible rural area near Aurora
  • Income at or below 50% AMI for grants
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Aurora, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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